Caguas, PR vs. New York-Newark-Jersey City, NY-NJ Comparison (2026)
Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.
Featured Metro Comparisons
BLS median wage across all occupations, HUD one-bedroom Fair Market Rent, and state and local income tax on a $75,000 salary for a single filer, first metro over second.
| Comparison | Median Wage | 1BR Rent / mo | Tax on $75k | Median Buys More In |
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Featured Occupation Comparisons
National BLS OEWS median wage and employment, first occupation over second.
| Comparison | National Median | BLS Jobs | Higher Median |
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How the comparisons are calculated
Metro comparisons use each area's BLS OEWS May 2025 median wage across all occupations, HUD's FY2027 one-bedroom Fair Market Rent, and the state and local income tax a single filer owes on $75,000 under 2026 rules. "Median buys more in" divides each median by the area's living-cost index from the EPI Family Budget Calculator; it reads "Not published" where BLS or EPI publishes no figure for the area.
Occupation comparisons use national BLS OEWS medians and job counts. Each comparison page goes further: the occupations both metros publish wages for, or each occupation's 10th to 90th percentile pay and the metros where both are published. Pick any two metros or occupations above to build your own comparison.
Caguas, PR
New York-Newark-Jersey City, NY-NJ
Executive Takeaway & Purchasing Power Verdict
The BLS median wage across all occupations is $29,440 in Caguas, PR (BLS figure for the San Juan-Bayamon-Caguas, PR metro area) and $61,430 in New York-Newark-Jersey City, NY-NJ, 108.7% higher in New York. HUD's one-bedroom Fair Market Rent is $502 a month in Caguas and $2,729 in New York (443.6% higher in New York). On a $75,000 salary a single filer pays $10,792 in income tax (federal, state or Puerto Rico, and local) in Caguas versus $13,595 in New York, $2,803 less a year in Caguas. EPI publishes no family budget for at least one of these metros, so no cost-of-living equivalent salary is shown.
Caguas, PR vs New York-Newark-Jersey City, NY-NJ: Shared Occupation Wages
Comparing empirical BLS median wages across common professions in both labor markets.
| Category / Role | Caguas, PR Median | New York-Newark-Jersey City, NY-NJ Median | Advantage Delta | Action |
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Head-to-Head Comparison Frequently Asked Questions
Is rent cheaper in Caguas, PR or New York-Newark-Jersey City, NY-NJ?
HUD's one-bedroom Fair Market Rent is $502 a month in Caguas, PR and $2,729 in New York-Newark-Jersey City, NY-NJ. EPI publishes no family budget for at least one of these metros, so an overall cost-of-living comparison is not available.
Do jobs pay more in Caguas, PR or New York-Newark-Jersey City, NY-NJ?
The BLS median wage across all occupations is $29,440 in Caguas, PR (BLS figure for the San Juan-Bayamon-Caguas, PR metro area) and $61,430 in New York-Newark-Jersey City, NY-NJ. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.
How do income taxes compare between Caguas, PR and New York-Newark-Jersey City, NY-NJ?
Caguas, PR has a top Puerto Rico rate of 33% and no federal income tax on local wages; a single filer earning $75,000 pays $10,792 in income tax (federal, state or Puerto Rico, and local) there. New York-Newark-Jersey City, NY-NJ has a top state rate of 10.9% plus a 3.88% local income tax; a single filer earning $75,000 pays $13,595 in income tax (federal, state or Puerto Rico, and local) there. Puerto Rico residents pay Puerto Rico income tax instead of federal income tax on Puerto Rico wages (IRC 933), so federal income tax is included; FICA is the same in both.
Caguas, PR vs. New York-Newark-Jersey City, NY-NJ: Reverse Comparison & Regional Hubs
Side-by-side wage, living expense, & tax arbitrage comparison for Caguas, PR vs. New York-Newark-Jersey City, NY-NJ. Empirical BLS earnings & HUD benchmarks. Official 2026 economic data for Caguas, PR vs. New York-Newark-Jersey City, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
HUD's one-bedroom Fair Market Rent is $502 a month in Caguas, PR and $2,729 in New York-Newark-Jersey City, NY-NJ. EPI publishes no family budget for at least one of these metros, so an overall cost-of-living comparison is not available.
The BLS median wage across all occupations is $29,440 in Caguas, PR (BLS figure for the San Juan-Bayamon-Caguas, PR metro area) and $61,430 in New York-Newark-Jersey City, NY-NJ. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.