Labor Economics Arbitrage & Career Benchmarks

Chicago-Naperville-Elgin, IL-IN vs. Hickman County, TN

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
IL Market

Chicago-Naperville-Elgin, IL-IN

Cost of Living Index: 125.8 · Flat Tax
All-Occupation Median (BLS) $54,720
HUD 1BR Rent$1,780/mo
Est. Take-Home$43,584/yr
Top State Tax Rate4.95%
Local Income Tax0.00%
Explore Chicago-Naperville-Elgin, IL-IN Dossier
VS
TN Market

Hickman County, TN

Cost of Living Index: 97.9 · No State Income Tax
Nashville Metro Median (BLS) $50,390
HUD 1BR Rent$786/mo
Est. Take-Home$42,668/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Hickman County, TN Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $50,390 in Hickman County, TN (BLS figure for the Nashville-Davidson--Murfreesboro--Franklin, TN metro area), 7.9% lower in Hickman County. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago and $786 in Hickman County (55.8% lower in Hickman County). On a $75,000 salary a single filer pays no state and local income tax in Hickman County, versus $3,568 in Chicago. EPI family budgets put overall living costs 22.2% lower in Hickman County, so $75,000 in Chicago goes about as far as $58,350 in Hickman County. Adjusted for living costs, the median wage buys about 18.4% more in Hickman County, TN than in Chicago-Naperville-Elgin, IL-IN.

Chicago-Naperville-Elgin, IL-IN vs Hickman County, TN: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Chicago-Naperville-Elgin, IL-IN Median Hickman County, TN Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Hickman County, TN?

Hickman County, TN is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 97.9 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $786 in Hickman County, TN.

How much do I need to earn in Hickman County, TN to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $58,350. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 97.9 in Hickman County, TN); it does not account for differences in taxes.

Do jobs pay more in Chicago-Naperville-Elgin, IL-IN or Hickman County, TN?

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $50,390 in Hickman County, TN (BLS figure for the Nashville-Davidson--Murfreesboro--Franklin, TN metro area). Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Chicago-Naperville-Elgin, IL-IN and Hickman County, TN?

Chicago-Naperville-Elgin, IL-IN has a top state rate of 4.95%; a single filer earning $75,000 pays $3,568 in state and local income tax there. Hickman County, TN has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 18.4% more in Hickman County, TN than in Chicago-Naperville-Elgin, IL-IN.

Reciprocal Route & Triangular Silo Links

Chicago-Naperville-Elgin, IL-IN vs. Hickman County, TN: Reverse Comparison & Regional Hubs

Reverse Comparison: Hickman County, TN vs. Chicago-Naperville-Elgin, IL-IN
Chicago-Naperville-Elgin, IL-IN vs. Hickman County, TN Overview

Side-by-side wage, living expense, & tax arbitrage comparison for Chicago-Naperville-Elgin, IL-IN vs. Hickman County, TN. Empirical BLS earnings & HUD. Official 2026 economic data for Chicago-Naperville-Elgin, IL-IN vs. Hickman County, TN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Hickman County, TN?

Hickman County, TN is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 97.9 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $786 in Hickman County, TN.

How much do I need to earn in Hickman County, TN to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $58,350. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 97.9 in Hickman County, TN); it does not account for differences in taxes.