Labor Economics Arbitrage & Career Benchmarks

Chicago-Naperville-Elgin, IL-IN vs. Nashua, NH Comparison (2026)

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
IL Market

Chicago-Naperville-Elgin, IL-IN

Cost of Living Index: 125.8 · Flat Tax
All-Occupation Median (BLS) $54,720
HUD 1BR Rent$1,780/mo
Est. Take-Home$43,584/yr
Top State Tax Rate4.95%
Local Income Tax0.00%
Explore Chicago-Naperville-Elgin, IL-IN Dossier
VS
NH Market

Nashua, NH

Cost of Living Index: 120.2 · No State Income Tax
Manchester Metro Median (BLS) $56,530
HUD 1BR Rent$1,804/mo
Est. Take-Home$47,602/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Nashua, NH Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $56,530 in Nashua, NH (BLS figure for the Manchester-Nashua, NH metro area), 3.3% higher in Nashua. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago and $1,804 in Nashua (1.3% higher in Nashua). On a $75,000 salary a single filer pays no state and local income tax in Nashua, versus $3,568 in Chicago. EPI family budgets put overall living costs 4.4% lower in Nashua, so $75,000 in Chicago goes about as far as $71,670 in Nashua. Adjusted for living costs, the median wage buys about 8.1% more in Nashua, NH than in Chicago-Naperville-Elgin, IL-IN.

Chicago-Naperville-Elgin, IL-IN vs Nashua, NH: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Chicago-Naperville-Elgin, IL-IN Median Nashua, NH Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Nashua, NH?

Nashua, NH is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 120.2 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $1,804 in Nashua, NH.

How much do I need to earn in Nashua, NH to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $71,670. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 120.2 in Nashua, NH); it does not account for differences in taxes.

Do jobs pay more in Chicago-Naperville-Elgin, IL-IN or Nashua, NH?

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $56,530 in Nashua, NH (BLS figure for the Manchester-Nashua, NH metro area). Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Chicago-Naperville-Elgin, IL-IN and Nashua, NH?

Chicago-Naperville-Elgin, IL-IN has a top state rate of 4.95%; a single filer earning $75,000 pays $3,568 in state and local income tax there. Nashua, NH has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 8.1% more in Nashua, NH than in Chicago-Naperville-Elgin, IL-IN.

Reciprocal Route & Triangular Silo Links

Chicago-Naperville-Elgin, IL-IN vs. Nashua, NH: Reverse Comparison & Regional Hubs

Reverse Comparison: Nashua, NH vs. Chicago-Naperville-Elgin, IL-IN
Chicago-Naperville-Elgin, IL-IN vs. Nashua, NH Comparison (2026) Overview

Side-by-side wage, living expense, and tax arbitrage comparison for Chicago-Naperville-Elgin, IL-IN vs. Nashua, NH. Empirical BLS earnings and HUD benchmarks. Official 2026 economic data for Chicago-Naperville-Elgin, IL-IN vs. Nashua, NH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Nashua, NH?

Nashua, NH is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 120.2 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $1,804 in Nashua, NH.

How much do I need to earn in Nashua, NH to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $71,670. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 120.2 in Nashua, NH); it does not account for differences in taxes.