Labor Economics Arbitrage & Career Benchmarks

Chicago-Naperville-Elgin, IL-IN vs. Stewart County, GA

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
IL Market

Chicago-Naperville-Elgin, IL-IN

Cost of Living Index: 125.8 · Flat Tax
All-Occupation Median (BLS) $54,720
HUD 1BR Rent$1,780/mo
Est. Take-Home$43,584/yr
Top State Tax Rate4.95%
Local Income Tax0.00%
Explore Chicago-Naperville-Elgin, IL-IN Dossier
VS
GA Market

Stewart County, GA

Cost of Living Index: 101.2 · Flat Tax
Columbus Metro Median (BLS) $43,540
HUD 1BR Rent$875/mo
Est. Take-Home$35,740/yr
Top State Tax Rate4.99%
Local Income Tax0.00%
Explore Stewart County, GA Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $43,540 in Stewart County, GA (BLS figure for the Columbus, GA-AL metro area), 20.4% lower in Stewart County. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago and $875 in Stewart County (50.8% lower in Stewart County). On a $75,000 salary a single filer pays $2,994 in state and local income tax in Stewart County versus $3,568 in Chicago, $574 less a year in Stewart County. EPI family budgets put overall living costs 19.6% lower in Stewart County, so $75,000 in Chicago goes about as far as $60,310 in Stewart County. Adjusted for living costs, the median wage buys about 1.1% more in Chicago-Naperville-Elgin, IL-IN than in Stewart County, GA.

Chicago-Naperville-Elgin, IL-IN vs Stewart County, GA: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Chicago-Naperville-Elgin, IL-IN Median Stewart County, GA Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Stewart County, GA?

Stewart County, GA is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 101.2 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $875 in Stewart County, GA.

How much do I need to earn in Stewart County, GA to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $60,310. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 101.2 in Stewart County, GA); it does not account for differences in taxes.

Do jobs pay more in Chicago-Naperville-Elgin, IL-IN or Stewart County, GA?

The BLS median wage across all occupations is $54,720 in Chicago-Naperville-Elgin, IL-IN and $43,540 in Stewart County, GA (BLS figure for the Columbus, GA-AL metro area). Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Chicago-Naperville-Elgin, IL-IN and Stewart County, GA?

Chicago-Naperville-Elgin, IL-IN has a top state rate of 4.95%; a single filer earning $75,000 pays $3,568 in state and local income tax there. Stewart County, GA has a top state rate of 4.99%; a single filer earning $75,000 pays $2,994 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 1.1% more in Chicago-Naperville-Elgin, IL-IN than in Stewart County, GA.

Reciprocal Route & Triangular Silo Links

Chicago-Naperville-Elgin, IL-IN vs. Stewart County, GA: Reverse Comparison & Regional Hubs

Reverse Comparison: Stewart County, GA vs. Chicago-Naperville-Elgin, IL-IN
Chicago-Naperville-Elgin, IL-IN vs. Stewart County, GA Overview

Side-by-side wage, living expense, & tax arbitrage comparison for Chicago-Naperville-Elgin, IL-IN vs. Stewart County, GA. Empirical BLS earnings & HUD. Official 2026 economic data for Chicago-Naperville-Elgin, IL-IN vs. Stewart County, GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Chicago-Naperville-Elgin, IL-IN or Stewart County, GA?

Stewart County, GA is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 101.2 versus 125.8 in Chicago-Naperville-Elgin, IL-IN. HUD's one-bedroom Fair Market Rent is $1,780 a month in Chicago-Naperville-Elgin, IL-IN and $875 in Stewart County, GA.

How much do I need to earn in Stewart County, GA to match $75,000 in Chicago-Naperville-Elgin, IL-IN?

About $60,310. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 101.2 in Stewart County, GA); it does not account for differences in taxes.