Labor Economics Arbitrage & Career Benchmarks

New York-Newark-Jersey City, NY-NJ vs. Fort Worth-Arlington, TX

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
NY Market

New York-Newark-Jersey City, NY-NJ

Cost of Living Index: 181.0 · Graduated Brackets
All-Occupation Median (BLS) $61,430
HUD 1BR Rent$2,729/mo
Est. Take-Home$46,873/yr
Top State Tax Rate10.90%
Local Income Tax3.88%
Explore New York-Newark-Jersey City, NY-NJ Dossier
VS
TX Market

Fort Worth-Arlington, TX

Cost of Living Index: 116.4 · No State Income Tax
Dallas Metro Median (BLS) $51,440
HUD 1BR Rent$1,481/mo
Est. Take-Home$43,512/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Fort Worth-Arlington, TX Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $51,440 in Fort Worth-Arlington, TX (BLS figure for the Dallas-Fort Worth-Arlington, TX metro area), 16.3% lower in Fort Worth. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York and $1,481 in Fort Worth (45.7% lower in Fort Worth). On a $75,000 salary a single filer pays no state and local income tax in Fort Worth, versus $5,925 in New York. EPI family budgets put overall living costs 35.7% lower in Fort Worth, so $75,000 in New York goes about as far as $48,230 in Fort Worth. Adjusted for living costs, the median wage buys about 30.2% more in Fort Worth-Arlington, TX than in New York-Newark-Jersey City, NY-NJ.

New York-Newark-Jersey City, NY-NJ vs Fort Worth-Arlington, TX: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role New York-Newark-Jersey City, NY-NJ Median Fort Worth-Arlington, TX Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Fort Worth-Arlington, TX?

Fort Worth-Arlington, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 116.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $1,481 in Fort Worth-Arlington, TX.

How much do I need to earn in Fort Worth-Arlington, TX to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $48,230. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 116.4 in Fort Worth-Arlington, TX); it does not account for differences in taxes.

Do jobs pay more in New York-Newark-Jersey City, NY-NJ or Fort Worth-Arlington, TX?

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $51,440 in Fort Worth-Arlington, TX (BLS figure for the Dallas-Fort Worth-Arlington, TX metro area). Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between New York-Newark-Jersey City, NY-NJ and Fort Worth-Arlington, TX?

New York-Newark-Jersey City, NY-NJ has a top state rate of 10.9% plus a 3.88% local income tax; a single filer earning $75,000 pays $5,925 in state and local income tax there. Fort Worth-Arlington, TX has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 30.2% more in Fort Worth-Arlington, TX than in New York-Newark-Jersey City, NY-NJ.

Reciprocal Route & Triangular Silo Links

New York-Newark-Jersey City, NY-NJ vs. Fort Worth-Arlington, TX: Reverse Comparison & Regional Hubs

Reverse Comparison: Fort Worth-Arlington, TX vs. New York-Newark-Jersey City, NY-NJ
New York-Newark-Jersey City, NY-NJ vs. Fort Worth-Arlington, TX Overview

Side-by-side wage, living expense, & tax arbitrage comparison for New York-Newark-Jersey City, NY-NJ vs. Fort Worth-Arlington, TX. Empirical BLS earnings & HUD. Official 2026 economic data for New York-Newark-Jersey City, NY-NJ vs. Fort Worth-Arlington, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Fort Worth-Arlington, TX?

Fort Worth-Arlington, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 116.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $1,481 in Fort Worth-Arlington, TX.

How much do I need to earn in Fort Worth-Arlington, TX to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $48,230. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 116.4 in Fort Worth-Arlington, TX); it does not account for differences in taxes.