Labor Economics Arbitrage & Career Benchmarks

New York-Newark, NY-NJ vs. Houston-Pasadena, TX Comparison (2026)

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
NY Market

New York-Newark-Jersey City, NY-NJ

Cost of Living Index: 181.0 · Graduated Brackets
All-Occupation Median (BLS) $61,430
HUD 1BR Rent$2,729/mo
Est. Take-Home$46,873/yr
Top State Tax Rate10.90%
Local Income Tax3.88%
Explore New York-Newark-Jersey City, NY-NJ Dossier
VS
TX Market

Houston-Pasadena-The Woodlands, TX

Cost of Living Index: 107.4 · No State Income Tax
All-Occupation Median (BLS) $49,410
HUD 1BR Rent$1,261/mo
Est. Take-Home$41,881/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Houston-Pasadena-The Woodlands, TX Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $49,410 in Houston-Pasadena-The Woodlands, TX, 19.6% lower in Houston. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York and $1,261 in Houston (53.8% lower in Houston). On a $75,000 salary a single filer pays no state and local income tax in Houston, versus $5,925 in New York. EPI family budgets put overall living costs 40.7% lower in Houston, so $75,000 in New York goes about as far as $44,490 in Houston. Adjusted for living costs, the median wage buys about 35.6% more in Houston-Pasadena-The Woodlands, TX than in New York-Newark-Jersey City, NY-NJ.

New York-Newark-Jersey City, NY-NJ vs Houston-Pasadena-The Woodlands, TX: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role New York-Newark-Jersey City, NY-NJ Median Houston-Pasadena-The Woodlands, TX Median Advantage Delta Action
Chief ExecutivesSOC 11-1011$301,440$275,270-8.7%Dossier
Financial ManagerSOC 11-3031$221,010$166,910-24.5%Dossier
Computer and Information Systems ManagersSOC 11-3021$215,300$172,160-20%Dossier
Architectural and Engineering ManagersSOC 11-9041$183,890$172,020-6.5%Dossier
Sales ManagersSOC 11-2022$215,150$135,880-36.8%Dossier
Marketing ManagersSOC 11-2021$192,840$153,030-20.6%Dossier
Compensation and Benefits ManagersSOC 11-3111$179,730$148,870-17.2%Dossier
Human Resources ManagersSOC 11-3121$185,100$142,110-23.2%Dossier
Public Relations ManagersSOC 11-2032$192,360$130,530-32.1%Dossier
Natural Sciences ManagersSOC 11-9121$180,460$132,860-26.4%Dossier
Purchasing ManagersSOC 11-3061$171,810$139,050-19.1%Dossier
Physician AssistantSOC 29-1071$167,650$137,240-18.1%Dossier

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Houston-Pasadena-The Woodlands, TX?

Houston-Pasadena-The Woodlands, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 107.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $1,261 in Houston-Pasadena-The Woodlands, TX.

How much do I need to earn in Houston-Pasadena-The Woodlands, TX to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $44,490. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 107.4 in Houston-Pasadena-The Woodlands, TX); it does not account for differences in taxes.

Do jobs pay more in New York-Newark-Jersey City, NY-NJ or Houston-Pasadena-The Woodlands, TX?

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $49,410 in Houston-Pasadena-The Woodlands, TX. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between New York-Newark-Jersey City, NY-NJ and Houston-Pasadena-The Woodlands, TX?

New York-Newark-Jersey City, NY-NJ has a top state rate of 10.9% plus a 3.88% local income tax; a single filer earning $75,000 pays $5,925 in state and local income tax there. Houston-Pasadena-The Woodlands, TX has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 35.6% more in Houston-Pasadena-The Woodlands, TX than in New York-Newark-Jersey City, NY-NJ.

Reciprocal Route & Triangular Silo Links

New York-Newark-Jersey City, NY-NJ vs. Houston-Pasadena-The Woodlands, TX: Reverse Comparison & Regional Hubs

Reverse Comparison: Houston-Pasadena-The Woodlands, TX vs. New York-Newark-Jersey City, NY-NJ
New York-Newark, NY-NJ vs. Houston-Pasadena, TX Comparison (2026) Overview

Side-by-side wage, living expense, & tax arbitrage comparison for New York-Newark-Jersey City, NY-NJ vs. Houston-Pasadena-The Woodlands, TX. Empirical BLS. Official 2026 economic data for New York-Newark-Jersey City, NY-NJ vs. Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Houston-Pasadena-The Woodlands, TX?

Houston-Pasadena-The Woodlands, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 107.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $1,261 in Houston-Pasadena-The Woodlands, TX.

How much do I need to earn in Houston-Pasadena-The Woodlands, TX to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $44,490. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 107.4 in Houston-Pasadena-The Woodlands, TX); it does not account for differences in taxes.