Labor Economics Arbitrage & Career Benchmarks

New York-Newark-Jersey City, NY-NJ vs. Ward County, ND

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
NY Market

New York-Newark-Jersey City, NY-NJ

Cost of Living Index: 181.0 · Graduated Brackets
All-Occupation Median (BLS) $61,430
HUD 1BR Rent$2,729/mo
Est. Take-Home$46,873/yr
Top State Tax Rate10.90%
Local Income Tax3.88%
Explore New York-Newark-Jersey City, NY-NJ Dossier
VS
ND Market

Ward County, ND

Cost of Living Index: 90.4 · Graduated Brackets
Minot Metro Median (BLS) $48,940
HUD 1BR Rent$864/mo
Est. Take-Home$41,503/yr
Top State Tax Rate2.50%
Local Income Tax0.00%
Explore Ward County, ND Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $48,940 in Ward County, ND (BLS figure for the Minot, ND metro area), 20.3% lower in Ward County. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York and $864 in Ward County (68.3% lower in Ward County). On a $75,000 salary a single filer pays $182 in state and local income tax in Ward County versus $5,925 in New York, $5,743 less a year in Ward County. EPI family budgets put overall living costs 50.0% lower in Ward County, so $75,000 in New York goes about as far as $37,470 in Ward County. Adjusted for living costs, the median wage buys about 59.5% more in Ward County, ND than in New York-Newark-Jersey City, NY-NJ.

New York-Newark-Jersey City, NY-NJ vs Ward County, ND: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role New York-Newark-Jersey City, NY-NJ Median Ward County, ND Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Ward County, ND?

Ward County, ND is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 90.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $864 in Ward County, ND.

How much do I need to earn in Ward County, ND to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $37,470. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 90.4 in Ward County, ND); it does not account for differences in taxes.

Do jobs pay more in New York-Newark-Jersey City, NY-NJ or Ward County, ND?

The BLS median wage across all occupations is $61,430 in New York-Newark-Jersey City, NY-NJ and $48,940 in Ward County, ND (BLS figure for the Minot, ND metro area). Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between New York-Newark-Jersey City, NY-NJ and Ward County, ND?

New York-Newark-Jersey City, NY-NJ has a top state rate of 10.9% plus a 3.88% local income tax; a single filer earning $75,000 pays $5,925 in state and local income tax there. Ward County, ND has a top state rate of 2.5%; a single filer earning $75,000 pays $182 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 59.5% more in Ward County, ND than in New York-Newark-Jersey City, NY-NJ.

Reciprocal Route & Triangular Silo Links

New York-Newark-Jersey City, NY-NJ vs. Ward County, ND: Reverse Comparison & Regional Hubs

Reverse Comparison: Ward County, ND vs. New York-Newark-Jersey City, NY-NJ
New York-Newark-Jersey City, NY-NJ vs. Ward County, ND Overview

Side-by-side wage, living expense, & tax arbitrage comparison for New York-Newark-Jersey City, NY-NJ vs. Ward County, ND. Empirical BLS earnings & HUD. Official 2026 economic data for New York-Newark-Jersey City, NY-NJ vs. Ward County, ND compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in New York-Newark-Jersey City, NY-NJ or Ward County, ND?

Ward County, ND is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 90.4 versus 181.0 in New York-Newark-Jersey City, NY-NJ. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York-Newark-Jersey City, NY-NJ and $864 in Ward County, ND.

How much do I need to earn in Ward County, ND to match $75,000 in New York-Newark-Jersey City, NY-NJ?

About $37,470. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 90.4 in Ward County, ND); it does not account for differences in taxes.