Labor Economics Arbitrage & Career Benchmarks

Newport-Middleton-Portsmouth, RI vs. Chicago-Naperville-Elgin, IL-IN

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
RI Market

Newport-Middleton-Portsmouth, RI

Cost of Living Index: 135.2 · Graduated Brackets
Providence Metro Median (BLS) $53,680
HUD 1BR Rent$1,916/mo
Est. Take-Home$43,916/yr
Top State Tax Rate5.99%
Local Income Tax0.00%
Explore Newport-Middleton-Portsmouth, RI Dossier
VS
IL Market

Chicago-Naperville-Elgin, IL-IN

Cost of Living Index: 125.8 · Flat Tax
All-Occupation Median (BLS) $54,720
HUD 1BR Rent$1,780/mo
Est. Take-Home$43,584/yr
Top State Tax Rate4.95%
Local Income Tax0.00%
Explore Chicago-Naperville-Elgin, IL-IN Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $53,680 in Newport-Middleton-Portsmouth, RI (BLS figure for the Providence-Warwick, RI-MA metro area) and $54,720 in Chicago-Naperville-Elgin, IL-IN, 1.9% higher in Chicago. HUD's one-bedroom Fair Market Rent is $1,916 a month in Newport and $1,780 in Chicago (7.1% lower in Chicago). On a $75,000 salary a single filer pays $2,196 in state and local income tax in Newport versus $3,568 in Chicago, $1,372 less a year in Newport. EPI family budgets put overall living costs 6.9% lower in Chicago, so $75,000 in Newport goes about as far as $69,820 in Chicago. Adjusted for living costs, the median wage buys about 9.5% more in Chicago-Naperville-Elgin, IL-IN than in Newport-Middleton-Portsmouth, RI.

Newport-Middleton-Portsmouth, RI vs Chicago-Naperville-Elgin, IL-IN: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Newport-Middleton-Portsmouth, RI Median Chicago-Naperville-Elgin, IL-IN Median Advantage Delta Action

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Newport-Middleton-Portsmouth, RI or Chicago-Naperville-Elgin, IL-IN?

Chicago-Naperville-Elgin, IL-IN is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 125.8 versus 135.2 in Newport-Middleton-Portsmouth, RI. HUD's one-bedroom Fair Market Rent is $1,916 a month in Newport-Middleton-Portsmouth, RI and $1,780 in Chicago-Naperville-Elgin, IL-IN.

How much do I need to earn in Chicago-Naperville-Elgin, IL-IN to match $75,000 in Newport-Middleton-Portsmouth, RI?

About $69,820. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (135.2 in Newport-Middleton-Portsmouth, RI, 125.8 in Chicago-Naperville-Elgin, IL-IN); it does not account for differences in taxes.

Do jobs pay more in Newport-Middleton-Portsmouth, RI or Chicago-Naperville-Elgin, IL-IN?

The BLS median wage across all occupations is $53,680 in Newport-Middleton-Portsmouth, RI (BLS figure for the Providence-Warwick, RI-MA metro area) and $54,720 in Chicago-Naperville-Elgin, IL-IN. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Newport-Middleton-Portsmouth, RI and Chicago-Naperville-Elgin, IL-IN?

Newport-Middleton-Portsmouth, RI has a top state rate of 5.99%; a single filer earning $75,000 pays $2,196 in state and local income tax there. Chicago-Naperville-Elgin, IL-IN has a top state rate of 4.95%; a single filer earning $75,000 pays $3,568 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 9.5% more in Chicago-Naperville-Elgin, IL-IN than in Newport-Middleton-Portsmouth, RI.

Reciprocal Route & Triangular Silo Links

Newport-Middleton-Portsmouth, RI vs. Chicago-Naperville-Elgin, IL-IN: Reverse Comparison & Regional Hubs

Reverse Comparison: Chicago-Naperville-Elgin, IL-IN vs. Newport-Middleton-Portsmouth, RI
Newport-Middleton-Portsmouth, RI vs. Chicago-Naperville-Elgin, IL-IN Overview

Side-by-side wage, living expense, & tax arbitrage comparison for Newport-Middleton-Portsmouth, RI vs. Chicago-Naperville-Elgin, IL-IN. Empirical BLS earnings. Official 2026 economic data for Newport-Middleton-Portsmouth, RI vs. Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Newport-Middleton-Portsmouth, RI or Chicago-Naperville-Elgin, IL-IN?

Chicago-Naperville-Elgin, IL-IN is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 125.8 versus 135.2 in Newport-Middleton-Portsmouth, RI. HUD's one-bedroom Fair Market Rent is $1,916 a month in Newport-Middleton-Portsmouth, RI and $1,780 in Chicago-Naperville-Elgin, IL-IN.

How much do I need to earn in Chicago-Naperville-Elgin, IL-IN to match $75,000 in Newport-Middleton-Portsmouth, RI?

About $69,820. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (135.2 in Newport-Middleton-Portsmouth, RI, 125.8 in Chicago-Naperville-Elgin, IL-IN); it does not account for differences in taxes.