Labor Economics Arbitrage & Career Benchmarks

Tampa-St. Petersburg-Clearwater, FL vs. Buffalo-Cheektowaga, NY

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
FL Market

Tampa-St. Petersburg-Clearwater, FL

Cost of Living Index: 124.5 · No State Income Tax
All-Occupation Median (BLS) $48,940
HUD 1BR Rent$1,648/mo
Est. Take-Home$41,503/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Tampa-St. Petersburg-Clearwater, FL Dossier
VS
NY Market

Buffalo-Cheektowaga, NY

Cost of Living Index: 105.7 · Graduated Brackets
All-Occupation Median (BLS) $50,790
HUD 1BR Rent$1,203/mo
Est. Take-Home$40,844/yr
Top State Tax Rate10.90%
Local Income Tax0.00%
Explore Buffalo-Cheektowaga, NY Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $48,940 in Tampa-St. Petersburg-Clearwater, FL and $50,790 in Buffalo-Cheektowaga, NY, 3.8% higher in Buffalo. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa and $1,203 in Buffalo (27.0% lower in Buffalo). On a $75,000 salary a single filer pays no state and local income tax in Tampa, versus $3,453 in Buffalo. EPI family budgets put overall living costs 15.2% lower in Buffalo, so $75,000 in Tampa goes about as far as $63,620 in Buffalo. Adjusted for living costs, the median wage buys about 22.3% more in Buffalo-Cheektowaga, NY than in Tampa-St. Petersburg-Clearwater, FL.

Tampa-St. Petersburg-Clearwater, FL vs Buffalo-Cheektowaga, NY: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Tampa-St. Petersburg-Clearwater, FL Median Buffalo-Cheektowaga, NY Median Advantage Delta Action
Computer and Information Systems ManagersSOC 11-3021$168,470$172,650+2.5%Dossier
Architectural and Engineering ManagersSOC 11-9041$169,310$164,120-3.1%Dossier
Financial ManagerSOC 11-3031$157,480$164,230+4.3%Dossier
Marketing ManagersSOC 11-2021$159,990$144,390-9.8%Dossier
Sales ManagersSOC 11-2022$132,010$163,090+23.5%Dossier
Human Resources ManagersSOC 11-3121$140,400$150,180+7%Dossier
Purchasing ManagersSOC 11-3061$139,430$138,280-0.8%Dossier
Natural Sciences ManagersSOC 11-9121$130,010$139,570+7.4%Dossier
Compensation and Benefits ManagersSOC 11-3111$124,430$144,510+16.1%Dossier
Public Relations ManagersSOC 11-2032$132,340$134,430+1.6%Dossier
Advertising and Promotions ManagersSOC 11-2011$106,330$156,500+47.2%Dossier
Data EngineerSOC 15-1243$133,290$128,100-3.9%Dossier

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Tampa-St. Petersburg-Clearwater, FL or Buffalo-Cheektowaga, NY?

Buffalo-Cheektowaga, NY is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 105.7 versus 124.5 in Tampa-St. Petersburg-Clearwater, FL. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa-St. Petersburg-Clearwater, FL and $1,203 in Buffalo-Cheektowaga, NY.

How much do I need to earn in Buffalo-Cheektowaga, NY to match $75,000 in Tampa-St. Petersburg-Clearwater, FL?

About $63,620. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 105.7 in Buffalo-Cheektowaga, NY); it does not account for differences in taxes.

Do jobs pay more in Tampa-St. Petersburg-Clearwater, FL or Buffalo-Cheektowaga, NY?

The BLS median wage across all occupations is $48,940 in Tampa-St. Petersburg-Clearwater, FL and $50,790 in Buffalo-Cheektowaga, NY. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Tampa-St. Petersburg-Clearwater, FL and Buffalo-Cheektowaga, NY?

Tampa-St. Petersburg-Clearwater, FL has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Buffalo-Cheektowaga, NY has a top state rate of 10.9%; a single filer earning $75,000 pays $3,453 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 22.3% more in Buffalo-Cheektowaga, NY than in Tampa-St. Petersburg-Clearwater, FL.

Reciprocal Route & Triangular Silo Links

Tampa-St. Petersburg-Clearwater, FL vs. Buffalo-Cheektowaga, NY: Reverse Comparison & Regional Hubs

Reverse Comparison: Buffalo-Cheektowaga, NY vs. Tampa-St. Petersburg-Clearwater, FL
Tampa-St. Petersburg-Clearwater, FL vs. Buffalo-Cheektowaga, NY Overview

Side-by-side wage, living expense, & tax arbitrage comparison for Tampa-St. Petersburg-Clearwater, FL vs. Buffalo-Cheektowaga, NY. Empirical BLS earnings & HUD. Official 2026 economic data for Tampa-St. Petersburg-Clearwater, FL vs. Buffalo-Cheektowaga, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Tampa-St. Petersburg-Clearwater, FL or Buffalo-Cheektowaga, NY?

Buffalo-Cheektowaga, NY is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 105.7 versus 124.5 in Tampa-St. Petersburg-Clearwater, FL. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa-St. Petersburg-Clearwater, FL and $1,203 in Buffalo-Cheektowaga, NY.

How much do I need to earn in Buffalo-Cheektowaga, NY to match $75,000 in Tampa-St. Petersburg-Clearwater, FL?

About $63,620. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 105.7 in Buffalo-Cheektowaga, NY); it does not account for differences in taxes.