Labor Economics Arbitrage & Career Benchmarks

Tampa-St. Petersburg, FL vs. Houston-Pasadena, TX Comparison (2026)

Empirical side-by-side analysis of regional cost of living, HUD fair market rents, statutory tax burdens, and occupational compensation spread.

Curated Head-to-Head Matchups
FL Market

Tampa-St. Petersburg-Clearwater, FL

Cost of Living Index: 124.5 · No State Income Tax
All-Occupation Median (BLS) $48,940
HUD 1BR Rent$1,648/mo
Est. Take-Home$41,503/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Tampa-St. Petersburg-Clearwater, FL Dossier
VS
TX Market

Houston-Pasadena-The Woodlands, TX

Cost of Living Index: 107.4 · No State Income Tax
All-Occupation Median (BLS) $49,410
HUD 1BR Rent$1,261/mo
Est. Take-Home$41,881/yr
Top State Tax Rate0.00%
Local Income Tax0.00%
Explore Houston-Pasadena-The Woodlands, TX Dossier

Executive Takeaway & Purchasing Power Verdict

The BLS median wage across all occupations is $48,940 in Tampa-St. Petersburg-Clearwater, FL and $49,410 in Houston-Pasadena-The Woodlands, TX, 1.0% higher in Houston. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa and $1,261 in Houston (23.5% lower in Houston). On a $75,000 salary, state and local income tax is the same in both metros ($0). EPI family budgets put overall living costs 13.8% lower in Houston, so $75,000 in Tampa goes about as far as $64,650 in Houston. Adjusted for living costs, the median wage buys about 17.1% more in Houston-Pasadena-The Woodlands, TX than in Tampa-St. Petersburg-Clearwater, FL.

Tampa-St. Petersburg-Clearwater, FL vs Houston-Pasadena-The Woodlands, TX: Shared Occupation Wages

Comparing empirical BLS median wages across common professions in both labor markets.

Category / Role Tampa-St. Petersburg-Clearwater, FL Median Houston-Pasadena-The Woodlands, TX Median Advantage Delta Action
Architectural and Engineering ManagersSOC 11-9041$169,310$172,020+1.6%Dossier
Computer and Information Systems ManagersSOC 11-3021$168,470$172,160+2.2%Dossier
Financial ManagerSOC 11-3031$157,480$166,910+6%Dossier
Marketing ManagersSOC 11-2021$159,990$153,030-4.4%Dossier
Human Resources ManagersSOC 11-3121$140,400$142,110+1.2%Dossier
Purchasing ManagersSOC 11-3061$139,430$139,050-0.3%Dossier
Compensation and Benefits ManagersSOC 11-3111$124,430$148,870+19.6%Dossier
Data EngineerSOC 15-1243$133,290$139,100+4.4%Dossier
Sales ManagersSOC 11-2022$132,010$135,880+2.9%Dossier
Physician AssistantSOC 29-1071$127,820$137,240+7.4%Dossier
Natural Sciences ManagersSOC 11-9121$130,010$132,860+2.2%Dossier
Public Relations ManagersSOC 11-2032$132,340$130,530-1.4%Dossier

Head-to-Head Comparison Frequently Asked Questions

Is it cheaper to live in Tampa-St. Petersburg-Clearwater, FL or Houston-Pasadena-The Woodlands, TX?

Houston-Pasadena-The Woodlands, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 107.4 versus 124.5 in Tampa-St. Petersburg-Clearwater, FL. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa-St. Petersburg-Clearwater, FL and $1,261 in Houston-Pasadena-The Woodlands, TX.

How much do I need to earn in Houston-Pasadena-The Woodlands, TX to match $75,000 in Tampa-St. Petersburg-Clearwater, FL?

About $64,650. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 107.4 in Houston-Pasadena-The Woodlands, TX); it does not account for differences in taxes.

Do jobs pay more in Tampa-St. Petersburg-Clearwater, FL or Houston-Pasadena-The Woodlands, TX?

The BLS median wage across all occupations is $48,940 in Tampa-St. Petersburg-Clearwater, FL and $49,410 in Houston-Pasadena-The Woodlands, TX. Pay for a specific occupation can differ; the table on this page compares BLS medians for occupations published in both metros.

How do income taxes compare between Tampa-St. Petersburg-Clearwater, FL and Houston-Pasadena-The Woodlands, TX?

Tampa-St. Petersburg-Clearwater, FL has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Houston-Pasadena-The Woodlands, TX has no state income tax; a single filer earning $75,000 pays $0 in state and local income tax there. Federal income tax and FICA are the same in both.

Where does the median wage go further?

Dividing each metro's BLS median wage by its cost-of-living index, the median wage buys about 17.1% more in Houston-Pasadena-The Woodlands, TX than in Tampa-St. Petersburg-Clearwater, FL.

Reciprocal Route & Triangular Silo Links

Tampa-St. Petersburg-Clearwater, FL vs. Houston-Pasadena-The Woodlands, TX: Reverse Comparison & Regional Hubs

Reverse Comparison: Houston-Pasadena-The Woodlands, TX vs. Tampa-St. Petersburg-Clearwater, FL
Tampa-St. Petersburg, FL vs. Houston-Pasadena, TX Comparison (2026) Overview

Side-by-side wage, living expense, & tax arbitrage comparison for Tampa-St. Petersburg-Clearwater, FL vs. Houston-Pasadena-The Woodlands, TX. Empirical BLS. Official 2026 economic data for Tampa-St. Petersburg-Clearwater, FL vs. Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is it cheaper to live in Tampa-St. Petersburg-Clearwater, FL or Houston-Pasadena-The Woodlands, TX?

Houston-Pasadena-The Woodlands, TX is cheaper: its cost-of-living index (from EPI family budgets, U.S. = 100) is 107.4 versus 124.5 in Tampa-St. Petersburg-Clearwater, FL. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa-St. Petersburg-Clearwater, FL and $1,261 in Houston-Pasadena-The Woodlands, TX.

How much do I need to earn in Houston-Pasadena-The Woodlands, TX to match $75,000 in Tampa-St. Petersburg-Clearwater, FL?

About $64,650. That scales $75,000 by the ratio of the two metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 107.4 in Houston-Pasadena-The Woodlands, TX); it does not account for differences in taxes.