Alabama Housing & Living Wage Index

Alabama Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 18 benchmark metropolitan areas in Alabama.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 98.3 US Benchmark = 100.0
Average 1BR Rent $920 HUD Fair Market Rent
Single Living Wage $21.74/hr EPI Living Wage Standard
Family Living Wage $19.20/hr 2 Adults + 1 Child

Metropolitan Areas in Alabama

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Daphne-Fairhope-Foley, AL 110.0 $1,317/mo $1,434/mo $24.34/hr View
Birmingham, AL 108.5 $1,263/mo $1,375/mo $23.99/hr View
Huntsville, AL 108.1 $1,177/mo $1,341/mo $23.91/hr View
Tuscaloosa, AL 105.0 $975/mo $1,165/mo $23.23/hr View
Auburn-Opelika, AL 103.0 $1,167/mo $1,277/mo $22.79/hr View
Greene County, AL 101.7 $889/mo $1,163/mo $22.48/hr View
Montgomery, AL 100.4 $1,003/mo $1,150/mo $22.21/hr View
Mobile, AL 97.3 $981/mo $1,139/mo $21.53/hr View
Decatur, AL 96.2 $835/mo $1,023/mo $21.27/hr View
Chilton County, AL 95.9 $793/mo $1,038/mo $21.22/hr View
Dothan, AL 95.6 $768/mo $966/mo $21.14/hr View
Anniston-Oxford, AL 94.8 $801/mo $1,010/mo $20.95/hr View
Henry County, AL 94.3 $704/mo $921/mo $20.86/hr View
Pickens County, AL 93.4 $704/mo $921/mo $20.66/hr View
Florence-Muscle Shoals, AL 93.0 $834/mo $1,085/mo $20.56/hr View
Gadsden, AL 91.9 $830/mo $975/mo $20.32/hr View
Macon County, AL 90.9 $750/mo $981/mo $20.10/hr View
Walker County, AL 89.5 $776/mo $949/mo $19.80/hr View
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Alabama Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Alabama. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Alabama compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Alabama an expensive state to live in?

Its metros average a cost-of-living index of 98.3 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $920 a month.

What is the living wage in Alabama?

The average living wage for a single adult in Alabama is approximately $21.74/hour, while a family with two adults and one child requires roughly $19.20/hour to cover basic necessities.