Florida Cost of Living & Rents (2026)
Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 30 benchmark metropolitan areas in Florida.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology
Metropolitan Areas in Florida
| Metro Area | COL Index | HUD 1BR Rent | HUD 2BR Rent | Living Wage | Report |
|---|---|---|---|---|---|
| Fort Lauderdale, FL | 135.6 | $1,902/mo | $2,321/mo | $29.99/hr | View |
| Miami-Fort Lauderdale-West Palm Beach, FL | 131.7 | $2,121/mo | $2,564/mo | $29.12/hr | View |
| Orlando-Kissimmee-Sanford, FL | 131.6 | $1,726/mo | $1,959/mo | $29.11/hr | View |
| West Palm Beach-Boca Raton, FL | 131.1 | $2,008/mo | $2,349/mo | $28.99/hr | View |
| Tampa-St. Petersburg-Clearwater, FL | 124.5 | $1,648/mo | $1,917/mo | $27.54/hr | View |
| Cape Coral-Fort Myers, FL | 124.0 | $1,564/mo | $1,835/mo | $27.43/hr | View |
| Naples-Marco Island, FL | 120.2 | $1,870/mo | $2,036/mo | $26.57/hr | View |
| Palm Coast, FL | 119.1 | $1,376/mo | $1,758/mo | $26.33/hr | View |
| Jacksonville, FL | 118.7 | $1,421/mo | $1,694/mo | $26.26/hr | View |
| Panama City-Panama City Beach, FL | 118.3 | $1,517/mo | $1,651/mo | $26.16/hr | View |
| Port St. Lucie, FL | 116.0 | $1,718/mo | $2,069/mo | $25.65/hr | View |
| Crestview-Fort Walton Beach-Destin, FL | 113.1 | $1,706/mo | $1,908/mo | $25.01/hr | View |
| Pensacola-Ferry Pass-Brent, FL | 112.7 | $1,359/mo | $1,548/mo | $24.93/hr | View |
| North Port-Bradenton-Sarasota, FL | 112.0 | $1,876/mo | $2,188/mo | $24.76/hr | View |
| Sebastian-Vero Beach-West Vero Corridor, FL | 111.7 | $1,179/mo | $1,542/mo | $24.71/hr | View |
| Gainesville, FL | 111.0 | $1,241/mo | $1,471/mo | $24.55/hr | View |
| Palm Bay-Melbourne-Titusville, FL | 109.5 | $1,525/mo | $1,779/mo | $24.23/hr | View |
| Deltona-Daytona Beach-Ormond Beach, FL | 107.9 | $1,363/mo | $1,673/mo | $23.87/hr | View |
| Punta Gorda, FL | 107.3 | $1,204/mo | $1,575/mo | $23.73/hr | View |
| Lakeland-Winter Haven, FL | 106.5 | $1,338/mo | $1,608/mo | $23.55/hr | View |
| Walton County, FL | 105.7 | $1,354/mo | $1,474/mo | $23.37/hr | View |
| Wakulla County, FL | 103.8 | $1,140/mo | $1,283/mo | $22.95/hr | View |
| Tallahassee, FL | 103.7 | $1,264/mo | $1,424/mo | $22.92/hr | View |
| Baker County, FL | 102.0 | $933/mo | $1,110/mo | $22.57/hr | View |
| Ocala, FL | 101.2 | $1,201/mo | $1,394/mo | $22.39/hr | View |
| Washington County, FL | 100.5 | $955/mo | $1,040/mo | $22.22/hr | View |
| Wildwood-The Villages, FL | 100.4 | $1,139/mo | $1,324/mo | $22.20/hr | View |
| Homosassa Springs, FL | 99.3 | $988/mo | $1,194/mo | $21.97/hr | View |
| Sebring, FL | 93.7 | $1,022/mo | $1,259/mo | $20.72/hr | View |
| Levy County, FL | 93.4 | $824/mo | $954/mo | $20.65/hr | View |
Comprehensive 2026 cost of living analysis for Florida. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Florida compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
Its metros average a cost-of-living index of 112.2 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $1,416 a month.
The average living wage for a single adult in Florida is approximately $24.82/hour, while a family with two adults and one child requires roughly $21.79/hour to cover basic necessities.