Hawaii Housing & Living Wage Index

Hawaii Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 3 benchmark metropolitan areas in Hawaii.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 155.8 US Benchmark = 100.0
Average 1BR Rent $1,920 HUD Fair Market Rent
Single Living Wage $34.45/hr EPI Living Wage Standard
Family Living Wage $30.05/hr 2 Adults + 1 Child

Metropolitan Areas in Hawaii

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Kahului-Wailuku, HI 164.4 $2,030/mo $2,656/mo $36.35/hr View
Urban Honolulu, HI 160.9 $1,951/mo $2,542/mo $35.59/hr View
Kalawao County, HI 142.0 $1,778/mo $2,326/mo $31.41/hr View
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Hawaii Salary Directory

Explore BLS wage percentiles by occupation in Hawaii.

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Hawaii Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Hawaii. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Hawaii compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Hawaii an expensive state to live in?

Its metros average a cost-of-living index of 155.8 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $1,920 a month.

What is the living wage in Hawaii?

The average living wage for a single adult in Hawaii is approximately $34.45/hour, while a family with two adults and one child requires roughly $30.05/hour to cover basic necessities.