Michigan Housing & Living Wage Index

Michigan Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 24 benchmark metropolitan areas in Michigan.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 98.9 US Benchmark = 100.0
Average 1BR Rent $1,061 HUD Fair Market Rent
Single Living Wage $21.88/hr EPI Living Wage Standard
Family Living Wage $20.07/hr 2 Adults + 1 Child

Metropolitan Areas in Michigan

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Ann Arbor, MI 116.6 $1,503/mo $1,804/mo $25.80/hr View
Leelanau County, MI 114.9 $1,316/mo $1,500/mo $25.41/hr View
Grand Rapids-Wyoming-Kentwood, MI 109.8 $1,365/mo $1,630/mo $24.28/hr View
Livingston County, MI 108.8 $1,291/mo $1,477/mo $24.06/hr View
Traverse City, MI 108.3 $1,188/mo $1,436/mo $23.96/hr View
Holland-Grand Haven, MI 105.4 $1,357/mo $1,546/mo $23.31/hr View
Benzie County, MI 102.4 $943/mo $1,234/mo $22.64/hr View
Midland, MI 100.1 $936/mo $1,205/mo $22.14/hr View
Detroit-Warren-Dearborn, MI 97.9 $1,167/mo $1,459/mo $21.66/hr View
Ionia County, MI 97.2 $946/mo $1,238/mo $21.49/hr View
Monroe, MI 96.8 $997/mo $1,304/mo $21.42/hr View
Cass County, MI 96.8 $974/mo $1,095/mo $21.40/hr View
Kalkaska County, MI 96.3 $818/mo $1,014/mo $21.30/hr View
Barry County, MI 96.0 $1,041/mo $1,362/mo $21.24/hr View
Niles, MI 96.0 $887/mo $1,152/mo $21.22/hr View
Lansing-East Lansing, MI 95.8 $1,054/mo $1,323/mo $21.18/hr View
Kalamazoo-Portage, MI 95.2 $1,013/mo $1,158/mo $21.06/hr View
Muskegon-Norton Shores, MI 95.0 $982/mo $1,285/mo $21.02/hr View
Montcalm County, MI 94.3 $1,001/mo $1,181/mo $20.86/hr View
Jackson, MI 93.6 $984/mo $1,201/mo $20.69/hr View
Battle Creek, MI 92.8 $1,032/mo $1,233/mo $20.53/hr View
Bay City, MI 90.4 $835/mo $1,055/mo $19.98/hr View
Saginaw, MI 88.3 $893/mo $1,141/mo $19.52/hr View
Flint, MI 85.5 $939/mo $1,133/mo $18.90/hr View
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Michigan Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Michigan. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Michigan compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Michigan an expensive state to live in?

Its metros average a cost-of-living index of 98.9 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $1,061 a month.

What is the living wage in Michigan?

The average living wage for a single adult in Michigan is approximately $21.88/hour, while a family with two adults and one child requires roughly $20.07/hour to cover basic necessities.