Missouri Housing & Living Wage Index

Missouri Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 15 benchmark metropolitan areas in Missouri.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 97.3 US Benchmark = 100.0
Average 1BR Rent $882 HUD Fair Market Rent
Single Living Wage $21.52/hr EPI Living Wage Standard
Family Living Wage $18.84/hr 2 Adults + 1 Child

Metropolitan Areas in Missouri

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Kansas City, MO-KS 109.4 $1,366/mo $1,546/mo $24.19/hr View
St. Louis, MO-IL 102.3 $1,104/mo $1,349/mo $22.63/hr View
Callaway County, MO 99.6 $858/mo $1,123/mo $22.02/hr View
Joplin, MO-KS 99.2 $910/mo $1,153/mo $21.95/hr View
Cape Girardeau, MO-IL 98.5 $833/mo $1,012/mo $21.78/hr View
Moniteau County, MO 98.3 $736/mo $963/mo $21.75/hr View
Bates County, MO 96.3 $839/mo $1,098/mo $21.29/hr View
St. Joseph, MO-KS 95.7 $857/mo $1,101/mo $21.16/hr View
Jefferson City, MO 95.5 $735/mo $962/mo $21.11/hr View
Howard County, MO 95.1 $757/mo $990/mo $21.03/hr View
Springfield, MO 95.0 $913/mo $1,113/mo $21.01/hr View
Dallas County, MO 94.9 $845/mo $962/mo $20.98/hr View
Polk County, MO 94.0 $778/mo $962/mo $20.80/hr View
Columbia, MO 93.7 $959/mo $1,076/mo $20.72/hr View
Cooper County, MO 92.3 $735/mo $962/mo $20.42/hr View
Tax & Take-Home Pay

Missouri Paycheck Calculator

Calculate net after-tax pay with statutory Missouri tax withholdings.

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Wages & Earnings

Missouri Salary Directory

Explore BLS wage percentiles by occupation in Missouri.

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Missouri Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Missouri. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Missouri compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Missouri an expensive state to live in?

Its metros average a cost-of-living index of 97.3 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $882 a month.

What is the living wage in Missouri?

The average living wage for a single adult in Missouri is approximately $21.52/hour, while a family with two adults and one child requires roughly $18.84/hour to cover basic necessities.