Montana Housing & Living Wage Index

Montana Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 10 benchmark metropolitan areas in Montana.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 115.0 US Benchmark = 100.0
Average 1BR Rent $1,237 HUD Fair Market Rent
Single Living Wage $25.31/hr EPI Living Wage Standard
Family Living Wage $25.64/hr 2 Adults + 1 Child

Metropolitan Areas in Montana

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Bozeman, MT 136.8 $1,612/mo $2,109/mo $30.26/hr View
Broadwater County, MT 135.1 $1,612/mo $1,755/mo $29.87/hr View
Jefferson County, MT 117.1 $1,078/mo $1,410/mo $25.89/hr View
Mineral County, MT 116.0 $1,173/mo $1,390/mo $25.66/hr View
Lewis and Clark County, MT 114.6 $1,320/mo $1,653/mo $25.34/hr View
Missoula, MT 112.9 $1,433/mo $1,690/mo $24.97/hr View
Stillwater County, MT 108.1 $972/mo $1,271/mo $23.91/hr View
Billings, MT 105.8 $1,132/mo $1,432/mo $23.39/hr View
Helena, MT 102.4 $1,040/mo $1,320/mo $21.40/hr View
Great Falls, MT 101.5 $1,000/mo $1,308/mo $22.44/hr View
Tax & Take-Home Pay

Montana Paycheck Calculator

Calculate net after-tax pay with statutory Montana tax withholdings.

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Wages & Earnings

Montana Salary Directory

Explore BLS wage percentiles by occupation in Montana.

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Montana Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Montana. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Montana compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Montana an expensive state to live in?

Its metros average a cost-of-living index of 115.0 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $1,237 a month.

What is the living wage in Montana?

The average living wage for a single adult in Montana is approximately $25.31/hour, while a family with two adults and one child requires roughly $25.64/hour to cover basic necessities.