North Dakota Housing & Living Wage Index

North Dakota Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 7 benchmark metropolitan areas in North Dakota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 93.8 US Benchmark = 100.0
Average 1BR Rent $858 HUD Fair Market Rent
Single Living Wage $20.53/hr EPI Living Wage Standard
Family Living Wage $21.89/hr 2 Adults + 1 Child

Metropolitan Areas in North Dakota

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Renville County, ND 101.8 $775/mo $1,014/mo $22.51/hr View
McHenry County, ND 100.6 $834/mo $1,014/mo $22.24/hr View
Bismarck, ND 94.1 $927/mo $1,067/mo $20.80/hr View
Minot, ND 93.4 $880/mo $1,110/mo $19.20/hr View
Ward County, ND 90.4 $864/mo $1,049/mo $20.00/hr View
Grand Forks, ND-MN 90.0 $821/mo $1,014/mo $19.91/hr View
Fargo, ND-MN 86.2 $903/mo $1,104/mo $19.07/hr View
Tax & Take-Home Pay

North Dakota Paycheck Calculator

Calculate net after-tax pay with statutory North Dakota tax withholdings.

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Wages & Earnings

North Dakota Salary Directory

Explore BLS wage percentiles by occupation in North Dakota.

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North Dakota Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for North Dakota. Compare HUD Fair Market Rents, living wages, state income tax impact, & metropolitan living costs. Official 2026 economic data for North Dakota compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is North Dakota an expensive state to live in?

Its metros average a cost-of-living index of 93.8 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $858 a month.

What is the living wage in North Dakota?

The average living wage for a single adult in North Dakota is approximately $20.53/hour, while a family with two adults and one child requires roughly $21.89/hour to cover basic necessities.