Oklahoma Housing & Living Wage Index

Oklahoma Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 9 benchmark metropolitan areas in Oklahoma.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 97.7 US Benchmark = 100.0
Average 1BR Rent $830 HUD Fair Market Rent
Single Living Wage $21.61/hr EPI Living Wage Standard
Family Living Wage $20.21/hr 2 Adults + 1 Child

Metropolitan Areas in Oklahoma

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Tulsa, OK 101.3 $1,007/mo $1,229/mo $22.40/hr View
Oklahoma City, OK 100.6 $1,040/mo $1,264/mo $22.24/hr View
Lincoln County, OK 100.6 $822/mo $916/mo $22.24/hr View
Cotton County, OK 98.7 $700/mo $916/mo $21.82/hr View
Enid, OK 98.5 $818/mo $997/mo $21.77/hr View
Grady County, OK 96.5 $773/mo $1,011/mo $21.34/hr View
Lawton, OK 95.2 $763/mo $974/mo $21.06/hr View
Okmulgee County, OK 94.2 $745/mo $921/mo $20.84/hr View
Pawnee County, OK 94.0 $805/mo $972/mo $20.79/hr View
Tax & Take-Home Pay

Oklahoma Paycheck Calculator

Calculate net after-tax pay with statutory Oklahoma tax withholdings.

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Wages & Earnings

Oklahoma Salary Directory

Explore BLS wage percentiles by occupation in Oklahoma.

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Oklahoma Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Oklahoma. Compare HUD Fair Market Rents, living wages, state income tax impact, and metropolitan living costs. Official 2026 economic data for Oklahoma compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Oklahoma an expensive state to live in?

Its metros average a cost-of-living index of 97.7 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $830 a month.

What is the living wage in Oklahoma?

The average living wage for a single adult in Oklahoma is approximately $21.61/hour, while a family with two adults and one child requires roughly $20.21/hour to cover basic necessities.