Pennsylvania Housing & Living Wage Index

Pennsylvania Cost of Living & Rents (2026)

Compare HUD Fair Market Rents, living wages, and composite living cost indices across all 18 benchmark metropolitan areas in Pennsylvania.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget · Methodology

Composite COL Index 100.4 US Benchmark = 100.0
Average 1BR Rent $1,101 HUD Fair Market Rent
Single Living Wage $22.20/hr EPI Living Wage Standard
Family Living Wage $20.86/hr 2 Adults + 1 Child

Metropolitan Areas in Pennsylvania

Metro AreaCOL IndexHUD 1BR RentHUD 2BR RentLiving WageReport
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 119.9 $1,558/mo $1,860/mo $26.51/hr View
State College, PA 118.6 $1,282/mo $1,537/mo $26.23/hr View
Chambersburg, PA 106.2 $1,071/mo $1,325/mo $23.49/hr View
Gettysburg, PA 106.2 $1,063/mo $1,354/mo $23.49/hr View
York-Hanover, PA 106.0 $1,042/mo $1,327/mo $23.43/hr View
Allentown-Bethlehem-Easton, PA-NJ 105.6 $1,519/mo $1,839/mo $23.36/hr View
Lancaster, PA 103.9 $1,256/mo $1,553/mo $22.97/hr View
Lebanon, PA 103.4 $1,071/mo $1,353/mo $22.88/hr View
Harrisburg-Carlisle, PA 103.3 $1,285/mo $1,598/mo $22.84/hr View
Pittsburgh, PA 100.2 $1,146/mo $1,389/mo $22.15/hr View
Reading, PA 99.8 $1,114/mo $1,418/mo $22.06/hr View
Williamsport, PA 94.5 $1,005/mo $1,217/mo $20.90/hr View
Scranton--Wilkes-Barre, PA 93.1 $1,106/mo $1,363/mo $20.60/hr View
Armstrong County, PA 90.8 $816/mo $1,043/mo $20.07/hr View
Johnstown, PA 90.5 $837/mo $1,014/mo $20.02/hr View
Erie, PA 90.2 $851/mo $1,091/mo $19.94/hr View
Altoona, PA 87.7 $959/mo $1,151/mo $19.40/hr View
Lawrence County, PA 86.9 $844/mo $1,095/mo $19.22/hr View
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Pennsylvania Salary Directory

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Pennsylvania Cost of Living & Rents (2026) Overview

Comprehensive 2026 cost of living analysis for Pennsylvania. Compare HUD Fair Market Rents, living wages, state income tax impact, & metropolitan living costs. Official 2026 economic data for Pennsylvania compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
Is Pennsylvania an expensive state to live in?

Its metros average a cost-of-living index of 100.4 (U.S. = 100), from EPI family budgets. Average one-bedroom HUD Fair Market Rent across its metros is about $1,101 a month.

What is the living wage in Pennsylvania?

The average living wage for a single adult in Pennsylvania is approximately $22.20/hour, while a family with two adults and one child requires roughly $20.86/hour to cover basic necessities.