What is the Colorado FAMLI deduction on my paycheck?

Colorado Family and Medical Leave Insurance (FAMLI) is a statutory social insurance program funded by a 0.90% payroll premium split evenly between employers and employees (0.45% employee deduction up to the Social Security wage cap). Additionally, workers in Denver are subject to the Denver Occupational Privilege Tax ($5.75/month withheld from employee wages).

How are bonuses and overtime taxed on a paycheck in Colorado?

Supplemental wages (including annual performance bonuses, sign-on bonuses, commissions, and severance) are subject to mandatory IRS flat 22% federal supplemental withholding (37% for amounts exceeding $1,000,000) and 7.65% FICA taxes. In Colorado, bonuses also incur a flat 4.40% state supplemental withholding rate. Overtime pay is not taxed at a punitive rate; it is added to your pay period gross and withheld at your standard marginal bracket.

If I work remotely from Colorado for an out-of-state company, which state taxes my paycheck?

Under prevailing interstate tax nexus rules, individual earned income is sourced to the physical location where the employee performs the work. If you physically reside and work in Colorado, your employer is legally obligated to withhold Colorado state taxes. If your employer is headquartered in a state with a 'Convenience of the Employer' rule (like New York or Nebraska), you may face dual withholding, but Colorado offers a tax credit for taxes paid to other jurisdictions to prevent double taxation.

How much can I save on taxes by contributing to a 401(k) in Colorado?

Contributing 6% ($4,500/year) of a $75,000 salary into an employer-sponsored traditional 401(k) or 403(b) shields that money from current-year taxation, saving approximately $1,188 in combined federal and Colorado state income taxes per year. Because contributions reduce your federal adjusted gross income (AGI), your net bi-weekly paycheck only decreases by a fraction of the contribution amount.

2026 Statutory State & Federal Payroll Withholding Engine

Colorado Paycheck & Tax Calculator (2026)

Compute exact Colorado net take-home pay, federal income tax (IRS Publication 15-T), FICA Social Security and Medicare withholdings, Colorado flat state income tax, and local municipal taxes.

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Paycheck Parameters

Gross Annual Salary ($)

$

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Pre-Tax 401(k) Contribution 0% ($0/yr)

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MetroBasis Earnings Statement

2026 estimate · Colorado · Single Filer

Bi-Weekly Pay (26) 26 Periods / Year

MB

MetroBasis Statutory Earnings Statement

2026 Withholding Estimate · based on IRS Publication 15-T formulas · not an official pay statement

Generated on: 2026-10-19

ESTIMATE ONLY

Net Take-Home Pay (Direct Deposit)

$2,269.27

Annual Net: $59,001 · Effective Tax: 21.3%

Earnings Distribution 78.7% Retained

Net Pay Federal Tax FICA (SS & Med) State Tax Local Tax

Gross Earnings $2,884.62

Pre-Tax Deductions (401k & HSA) -$0.00

Federal Income Tax (FIT) -$295.00

Social Security (OASDI 6.2%) -$178.85

Medicare (1.45%) -$41.83

Colorado Income Tax (SIT) -$99.68

Local Municipal Tax -$0.00

Total Tax Withholdings -$615.35

Compensation estimate calculated with federal withholding formulas (IRS Pub 15-T) and state tax rules. Not tax advice. MetroBasis Precision Fiscal Intelligence · https://www.metrobasis.com

Paycheck Conversion Schedule (Weekly, Bi-Weekly, Monthly, Annual)

Comprehensive conversion of your calculated salary across all official payroll processing intervals.

Interval	Gross Pay	Federal Tax	FICA (SS & Med)	State Tax & SDI	Local Tax	Net Paycheck

State Income Tax Brackets (2026)

Statutory progressive tiers and standard deduction rules.

Taxable Bracket Tier	Marginal Rate	Tax on Bracket Max

Neighboring State Take-Home Pay Comparison ($75k Benchmark)

How your net take-home salary compares in bordering states for identical earnings.

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State Metropolitan Labor Markets & Municipal Tax Arbitrage

How net take-home pay on a $75,000 salary varies across cities after local municipal earnings taxes and HUD rent.

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HUD Fair Market Rents, EPI monthly budgets and EPI living wages for the metros in Colorado.

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Statutory 2026 Payroll Intelligence

Methodology Notes

State Paycheck Frequently Asked Questions

Context-aware statutory tax schedules, mandatory state payroll deductions, bonus withholding rates, and local municipal wage rules.

Calibrated to IRS Publication 15-T, Title 26 IRC, and official state revenue codes.

IRS 15-T FICA 2026 STATE DOR

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Colorado Cost of Living Directory

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Empirical Bureau of Labor Statistics 10th to 90th percentile earnings by occupation in Colorado.

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Major Metropolitan Areas in Colorado

Denver-Aurora-Centennial, CO Fort Collins-Loveland, CO Boulder, CO Greeley, CO Colorado Springs, CO Teller County, CO Grand Junction, CO Pueblo, CO

Colorado Paycheck & Tax Calculator (2026) Overview

Calculate your 2026 net take-home pay in Colorado. Accurate state income tax brackets, standard deductions, federal withholdings, and monthly budget breakdown. Official 2026 economic data for Colorado compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers

How much is taken out of a $75,000 paycheck in Colorado?

On a $75,000 gross annual salary in Colorado filing as Single with no pre-tax deductions, your estimated annual net take-home pay is $59,001 (approximately $2,269 per bi-weekly paycheck or $4,917/month). Total statutory withholdings equal $15,999 (an effective tax rate of 21.33%), consisting of $7,670 in Federal Income Tax, $5,738 in FICA (Social Security & Medicare), and $2,592 in Colorado State Income Tax.

How does Colorado's flat income tax rate work on my paycheck?

Colorado levies a single, statutory flat individual income tax rate of 4.40% on net taxable earned income. Unlike progressive federal tax brackets, earned income above the state standard deduction ($16,100) is taxed at the exact same 4.40% rate, eliminating bracket creep as your earnings increase.