Moving from Arizona to New York: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Arizona to New York.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Arizona to New York
Arizona has a flat 2.5% income tax and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $2,098 in state income tax in Arizona and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax rises by $2,762 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,184 a month across Arizona's metro areas and $1,400 across New York's (+18.3%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,374 in Arizona and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Arizona & New York
Moving from Arizona to New York on a $100,000 salary: pay $2,762 more in total taxes per year; average one-bedroom rent is $1,400 vs $1,184 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,762 higher in New York than in Arizona (2.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,184 in Arizona (+18.3%). Taxes and one-bedroom rent combined change by -$5,357 a year.
Arizona: Flat Tax, top rate 2.5%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.