Interstate Relocation: Delaware → New York

Moving from Delaware to New York: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Delaware to New York.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.4 pts NY vs DE, $100k single
Annual Tax Savings +$399 Federal + FICA + state, $100k
1BR Rent Change +8.2% Avg 1BR $1,400 vs $1,294/mo
Net Annual Difference -$877 Tax savings + 1BR rent savings

What changes when you move from Delaware to New York

Delaware has graduated income tax rates up to 6.6% and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $5,259 in state income tax in Delaware and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax falls by $399 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,294 a month across Delaware's metro areas and $1,400 across New York's (+8.2%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $46,690 in Delaware and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Delaware

Delaware Paycheck & Living Costs

Destination State: New York

New York Paycheck & Living Costs

Metropolitan Corridors Between Delaware & New York

Dover, DE → New York-Newark-Jersey City, NY-NJ On $100k: $3,042 more tax and $17,220 more 1BR rent a year
Compare
Dover, DE → Buffalo-Cheektowaga, NY On $100k: $399 less tax and $1,092 less 1BR rent a year
Compare
Moving from Delaware to New York: Cost & Tax Comparison Overview

Moving from Delaware to New York on a $100,000 salary: pay $399 less in total taxes per year; average one-bedroom rent is $1,400 vs $1,294 a month (HUD FMR).

Quick answers
How much money will I save moving from Delaware to New York?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $399 lower in New York than in Delaware (0.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,294 in Delaware (+8.2%). Taxes and one-bedroom rent combined change by -$877 a year.

What are the key tax differences between Delaware and New York?

Delaware: Graduated Brackets, top rate 6.6%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.