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Interstate Relocation: Illinois → New York

Moving from Illinois to New York: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to New York.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.1 pts NY vs IL, $100k single
Annual Tax Savings -$55 Federal + FICA + state, $100k
1BR Rent Change +33.0% Avg 1BR $1,400 vs $1,053/mo
Net Annual Difference -$4,222 Tax savings + 1BR rent savings

What changes when you move from Illinois to New York

Illinois has a flat 4.95% income tax and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax rises by $55 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,400 across New York's (+33.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from New York to IllinoisNational Relocation Hub

Metropolitan Corridors Between Illinois & New York

Chicago-Naperville-Elgin, IL-IN → New York-Newark-Jersey City, NY-NJ On $100k: $3,496 more tax and $11,388 more 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Buffalo-Cheektowaga, NY On $100k: $55 more tax and $6,924 less 1BR rent a year
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Peoria, IL → New York-Newark-Jersey City, NY-NJ On $100k: $3,496 more tax and $21,216 more 1BR rent a year
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Peoria, IL → Buffalo-Cheektowaga, NY On $100k: $55 more tax and $2,904 more 1BR rent a year
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Moving from Illinois to New York: Cost & Tax Comparison Overview

Moving from Illinois to New York on a $100,000 salary: pay $55 more in total taxes per year; average one-bedroom rent is $1,400 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to New York?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $55 higher in New York than in Illinois (0.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,053 in Illinois (+33.0%). Taxes and one-bedroom rent combined change by -$4,222 a year.

What are the key tax differences between Illinois and New York?

Illinois: Flat Tax, top rate 4.95%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.