Interstate Relocation: Illinois → Virginia

Moving from Illinois to Virginia: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Virginia.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.1 pts VA vs IL, $100k single
Annual Tax Savings -$131 Federal + FICA + state, $100k
1BR Rent Change +7.9% Avg 1BR $1,137 vs $1,053/mo
Net Annual Difference -$1,136 Tax savings + 1BR rent savings

What changes when you move from Illinois to Virginia

Illinois has a flat 4.95% income tax and Virginia has graduated income tax rates up to 5.75%. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $4,936 in state income tax in Virginia. With federal income tax and FICA unchanged, total tax rises by $131 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,137 across Virginia's (+7.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $49,814 in Virginia. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Virginia

Virginia Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Virginia

Chicago-Naperville-Elgin, IL-IN → Richmond, VA On $100k: $131 more tax and $3,156 less 1BR rent a year
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Peoria, IL → Virginia Beach-Chesapeake-Norfolk, VA-NC On $100k: $131 more tax and $6,324 more 1BR rent a year
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Peoria, IL → Richmond, VA On $100k: $131 more tax and $6,672 more 1BR rent a year
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Moving from Illinois to Virginia: Cost & Tax Comparison Overview

Moving from Illinois to Virginia on a $100,000 salary: pay $131 more in total taxes per year; average one-bedroom rent is $1,137 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Virginia?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $131 higher in Virginia than in Illinois (0.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Virginia's metros is $1,137 a month, versus $1,053 in Illinois (+7.9%). Taxes and one-bedroom rent combined change by -$1,136 a year.

What are the key tax differences between Illinois and Virginia?

Illinois: Flat Tax, top rate 4.95%. Virginia: Graduated Brackets, top rate 5.75%. Federal income tax and FICA are the same in both states.