Interstate Relocation: New York → Idaho

Moving from New York to Idaho: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Idaho.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.7 pts ID vs NY, $100k single
Annual Tax Savings +$668 Federal + FICA + state, $100k
1BR Rent Change -25.4% Avg 1BR $1,044 vs $1,400/mo
Net Annual Difference +$4,943 Tax savings + 1BR rent savings

What changes when you move from New York to Idaho

New York has graduated income tax rates up to 10.9% and Idaho has a flat 5.3% income tax. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $4,192 in state income tax in Idaho. With federal income tax and FICA unchanged, total tax falls by $668 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,044 across Idaho's (-25.4%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $48,126 in Idaho. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Destination State: Idaho

Idaho Paycheck & Living Costs

Metropolitan Corridors Between New York & Idaho

New York-Newark-Jersey City, NY-NJ → Boise City, ID On $100k: $4,109 less tax and $17,208 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Coeur d'Alene, ID On $100k: $4,109 less tax and $17,268 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Boise City, ID On $100k: $668 less tax and $1,104 more 1BR rent a year
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Buffalo-Cheektowaga, NY → Coeur d'Alene, ID On $100k: $668 less tax and $1,044 more 1BR rent a year
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Moving from New York to Idaho: Cost & Tax Comparison Overview

Moving from New York to Idaho on a $100,000 salary: pay $668 less in total taxes per year; average one-bedroom rent is $1,044 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Idaho?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $668 lower in Idaho than in New York (0.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Idaho's metros is $1,044 a month, versus $1,400 in New York (-25.4%). Taxes and one-bedroom rent combined change by +$4,943 a year.

What are the key tax differences between New York and Idaho?

New York: Graduated Brackets, top rate 10.9%. Idaho: Flat Tax, top rate 5.3%. Federal income tax and FICA are the same in both states.