Industries Metros Compare Paycheck Cost of Living Relocation Offer Compare
Interstate Relocation: New York → Mississippi

Moving from New York to Mississippi: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Mississippi.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.6 pts MS vs NY, $100k single
Annual Tax Savings +$1,592 Federal + FICA + state, $100k
1BR Rent Change -34.5% Avg 1BR $917 vs $1,400/mo
Net Annual Difference +$7,397 Tax savings + 1BR rent savings

What changes when you move from New York to Mississippi

New York has graduated income tax rates up to 10.9% and Mississippi has a flat 4% income tax. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $3,268 in state income tax in Mississippi. With federal income tax and FICA unchanged, total tax falls by $1,592 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $917 across Mississippi's (-34.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $42,404 in Mississippi. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Mississippi

Mississippi Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Mississippi to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & Mississippi

New York-Newark-Jersey City, NY-NJ → Jackson, MS On $100k: $5,033 less tax and $19,488 less 1BR rent a year
Compare
New York-Newark-Jersey City, NY-NJ → Gulfport-Biloxi, MS On $100k: $5,033 less tax and $20,964 less 1BR rent a year
Compare
Buffalo-Cheektowaga, NY → Jackson, MS On $100k: $1,592 less tax and $1,176 less 1BR rent a year
Compare
Buffalo-Cheektowaga, NY → Gulfport-Biloxi, MS On $100k: $1,592 less tax and $2,652 less 1BR rent a year
Compare
Moving from New York to Mississippi: Cost & Tax Comparison Overview

Moving from New York to Mississippi on a $100,000 salary: pay $1,592 less in total taxes per year; average one-bedroom rent is $917 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Mississippi?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,592 lower in Mississippi than in New York (1.6 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Mississippi's metros is $917 a month, versus $1,400 in New York (-34.5%). Taxes and one-bedroom rent combined change by +$7,397 a year.

What are the key tax differences between New York and Mississippi?

New York: Graduated Brackets, top rate 10.9%. Mississippi: Flat Tax, top rate 4%. Federal income tax and FICA are the same in both states.