Interstate Relocation: New York → South Carolina

Moving from New York to South Carolina: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to South Carolina.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.6 pts SC vs NY, $100k single
Annual Tax Savings +$616 Federal + FICA + state, $100k
1BR Rent Change -17.5% Avg 1BR $1,155 vs $1,400/mo
Net Annual Difference +$3,561 Tax savings + 1BR rent savings

What changes when you move from New York to South Carolina

New York has graduated income tax rates up to 10.9% and South Carolina has graduated income tax rates up to 5.21%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $4,244 in state income tax in South Carolina. With federal income tax and FICA unchanged, total tax falls by $616 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,155 across South Carolina's (-17.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $46,144 in South Carolina. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Destination State: South Carolina

South Carolina Paycheck & Living Costs

Metropolitan Corridors Between New York & South Carolina

New York-Newark-Jersey City, NY-NJ → Charleston-North Charleston, SC On $100k: $4,057 less tax and $11,976 less 1BR rent a year
Compare
New York-Newark-Jersey City, NY-NJ → Columbia, SC On $100k: $4,057 less tax and $19,236 less 1BR rent a year
Compare
Buffalo-Cheektowaga, NY → Charleston-North Charleston, SC On $100k: $616 less tax and $6,336 more 1BR rent a year
Compare
Buffalo-Cheektowaga, NY → Columbia, SC On $100k: $616 less tax and $924 less 1BR rent a year
Compare
Moving from New York to South Carolina: Cost & Tax Comparison Overview

Moving from New York to South Carolina on a $100,000 salary: pay $616 less in total taxes per year; average one-bedroom rent is $1,155 vs $1,400 a month (HUD.

Quick answers
How much money will I save moving from New York to South Carolina?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $616 lower in South Carolina than in New York (0.6 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across South Carolina's metros is $1,155 a month, versus $1,400 in New York (-17.5%). Taxes and one-bedroom rent combined change by +$3,561 a year.

What are the key tax differences between New York and South Carolina?

New York: Graduated Brackets, top rate 10.9%. South Carolina: Graduated Brackets, top rate 5.21%. Federal income tax and FICA are the same in both states.