Moving from New York to Virginia: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Virginia.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from New York to Virginia
New York has graduated income tax rates up to 10.9% and Virginia has graduated income tax rates up to 5.75%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $4,936 in state income tax in Virginia. With federal income tax and FICA unchanged, total tax rises by $76 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,137 across Virginia's (-18.8%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $49,814 in Virginia. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between New York & Virginia
Moving from New York to Virginia on a $100,000 salary: pay $76 more in total taxes per year; average one-bedroom rent is $1,137 vs $1,400 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $76 higher in Virginia than in New York (0.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Virginia's metros is $1,137 a month, versus $1,400 in New York (-18.8%). Taxes and one-bedroom rent combined change by +$3,087 a year.
New York: Graduated Brackets, top rate 10.9%. Virginia: Graduated Brackets, top rate 5.75%. Federal income tax and FICA are the same in both states.