Interstate Relocation: Ohio → Texas

Moving from Ohio to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Ohio to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -2.0 pts TX vs OH, $100k single
Annual Tax Savings +$1,981 Federal + FICA + state, $100k
1BR Rent Change +9.3% Avg 1BR $1,035 vs $946/mo
Net Annual Difference +$923 Tax savings + 1BR rent savings

What changes when you move from Ohio to Texas

Ohio has a flat 2.75% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $1,981 in state income tax in Ohio and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $1,981 a year after the move. HUD's one-bedroom Fair Market Rent averages $946 a month across Ohio's metro areas and $1,035 across Texas's (+9.3%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,658 in Ohio and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Ohio

Ohio Paycheck & Living Costs

Destination State: Texas

Texas Paycheck & Living Costs

Metropolitan Corridors Between Ohio & Texas

Cincinnati, OH-KY-IN → Houston-Pasadena-The Woodlands, TX On $100k: $3,781 less tax and $1,596 more 1BR rent a year
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Cincinnati, OH-KY-IN → Dallas-Fort Worth-Arlington, TX On $100k: $3,781 less tax and $4,896 more 1BR rent a year
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Cleveland, OH → Houston-Pasadena-The Woodlands, TX On $100k: $4,481 less tax and $2,532 more 1BR rent a year
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Cleveland, OH → Dallas-Fort Worth-Arlington, TX On $100k: $4,481 less tax and $5,832 more 1BR rent a year
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Moving from Ohio to Texas: Cost & Tax Comparison Overview

Moving from Ohio to Texas on a $100,000 salary: pay $1,981 less in total taxes per year; average one-bedroom rent is $1,035 vs $946 a month (HUD FMR).

Quick answers
How much money will I save moving from Ohio to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,981 lower in Texas than in Ohio (2.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $946 in Ohio (+9.3%). Taxes and one-bedroom rent combined change by +$923 a year.

What are the key tax differences between Ohio and Texas?

Ohio: Flat Tax, top rate 2.75%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.