Interstate Relocation: Rhode Island → New York

Moving from Rhode Island to New York: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Rhode Island to New York.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +1.7 pts NY vs RI, $100k single
Annual Tax Savings -$1,712 Federal + FICA + state, $100k
1BR Rent Change -12.9% Avg 1BR $1,400 vs $1,608/mo
Net Annual Difference +$784 Tax savings + 1BR rent savings

What changes when you move from Rhode Island to New York

Rhode Island has graduated income tax rates up to 5.99% and New York has graduated income tax rates up to 10.9%. On a $100,000 salary a single filer pays $3,148 in state income tax in Rhode Island and $4,860 in state income tax in New York. With federal income tax and FICA unchanged, total tax rises by $1,712 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,608 a month across Rhode Island's metro areas and $1,400 across New York's (-12.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $53,680 in Rhode Island and $59,552 in New York. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Rhode Island

Rhode Island Paycheck & Living Costs

Destination State: New York

New York Paycheck & Living Costs

Metropolitan Corridors Between Rhode Island & New York

Providence-Warwick, RI-MA → New York-Newark-Jersey City, NY-NJ On $100k: $5,153 more tax and $14,640 more 1BR rent a year
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Providence-Warwick, RI-MA → Buffalo-Cheektowaga, NY On $100k: $1,712 more tax and $3,672 less 1BR rent a year
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Moving from Rhode Island to New York: Cost & Tax Comparison Overview

Moving from Rhode Island to New York on a $100,000 salary: pay $1,712 more in total taxes per year; average one-bedroom rent is $1,400 vs $1,608 a month (HUD.

Quick answers
How much money will I save moving from Rhode Island to New York?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,712 higher in New York than in Rhode Island (1.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New York's metros is $1,400 a month, versus $1,608 in Rhode Island (-12.9%). Taxes and one-bedroom rent combined change by +$784 a year.

What are the key tax differences between Rhode Island and New York?

Rhode Island: Graduated Brackets, top rate 5.99%. New York: Graduated Brackets, top rate 10.9%. Federal income tax and FICA are the same in both states.