Interstate Relocation: Texas → Virginia

Moving from Texas to Virginia: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Virginia.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +4.9 pts VA vs TX, $100k single
Annual Tax Savings -$4,936 Federal + FICA + state, $100k
1BR Rent Change +9.9% Avg 1BR $1,137 vs $1,035/mo
Net Annual Difference -$6,163 Tax savings + 1BR rent savings

What changes when you move from Texas to Virginia

Texas has no state income tax on wages and Virginia has graduated income tax rates up to 5.75%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $4,936 in state income tax in Virginia. With federal income tax and FICA unchanged, total tax rises by $4,936 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,137 across Virginia's (+9.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $49,814 in Virginia. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Virginia

Virginia Paycheck & Living Costs

Metropolitan Corridors Between Texas & Virginia

Houston-Pasadena-The Woodlands, TX → Richmond, VA On $100k: $4,936 more tax and $3,072 more 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Richmond, VA On $100k: $4,936 more tax and $228 less 1BR rent a year
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Moving from Texas to Virginia: Cost & Tax Comparison Overview

Moving from Texas to Virginia on a $100,000 salary: pay $4,936 more in total taxes per year; average one-bedroom rent is $1,137 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Virginia?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,936 higher in Virginia than in Texas (4.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Virginia's metros is $1,137 a month, versus $1,035 in Texas (+9.9%). Taxes and one-bedroom rent combined change by -$6,163 a year.

What are the key tax differences between Texas and Virginia?

Texas: No State Income Tax, top rate 0%. Virginia: Graduated Brackets, top rate 5.75%. Federal income tax and FICA are the same in both states.