Interstate Relocation: Utah → Illinois

Moving from Utah to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Utah to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.3 pts IL vs UT, $100k single
Annual Tax Savings -$305 Federal + FICA + state, $100k
1BR Rent Change -8.5% Avg 1BR $1,053 vs $1,151/mo
Net Annual Difference +$866 Tax savings + 1BR rent savings

What changes when you move from Utah to Illinois

Utah has a flat 4.5% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $4,500 in state income tax in Utah and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $305 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,151 a month across Utah's metro areas and $1,053 across Illinois's (-8.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $51,758 in Utah and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Utah

Utah Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between Utah & Illinois

Salt Lake City-Murray, UT → Chicago-Naperville-Elgin, IL-IN On $100k: $305 more tax and $5,172 more 1BR rent a year
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Salt Lake City-Murray, UT → Peoria, IL On $100k: $305 more tax and $4,656 less 1BR rent a year
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Provo-Orem-Lehi, UT → Chicago-Naperville-Elgin, IL-IN On $100k: $305 more tax and $7,056 more 1BR rent a year
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Provo-Orem-Lehi, UT → Peoria, IL On $100k: $305 more tax and $2,772 less 1BR rent a year
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Moving from Utah to Illinois: Cost & Tax Comparison Overview

Moving from Utah to Illinois on a $100,000 salary: pay $305 more in total taxes per year; average one-bedroom rent is $1,053 vs $1,151 a month (HUD FMR).

Quick answers
How much money will I save moving from Utah to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $305 higher in Illinois than in Utah (0.3 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $1,151 in Utah (-8.5%). Taxes and one-bedroom rent combined change by +$866 a year.

What are the key tax differences between Utah and Illinois?

Utah: Flat Tax, top rate 4.5%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.