SOC 13-2011

Accountant & Auditor Salary in Chicago-Naperville-Elgin, IL-IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 125.81 (+25.8% vs US)
Net Compensation Yield 71.9% Realized
$59,228 / net annual direct deposit
Gross Adjusted $82,360 $39.60/hr
Effective Tax Drag 22.09% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$18,190 $699.62/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.60 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,942/yr)
0% Tax Shield: ~$1,087/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,202
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,106
Medicare Hospital Insurance
Statutory 1.45%
-$1,194
Illinois Individual Income Tax
State Marginal Bracket
-$3,687
Net Take-Home Annual Realized
$59,228 ($2,278.01 / check)
Category 2 of 6

Chicago-Naperville-Elgin, IL-IN Accountant & Auditor Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $82,360
MIDDLE 50% (IQR RANGE) 10th $59.5k 25th $72.3k Median: $82,360 50th (Median) $82.4k 75th $103k 90th $134k You: $82,360
10th (Entry) $59,530 $28.62/hr
25th (Junior) $72,280 $34.75/hr
50th (Median) $82,360 $39.60/hr
75th (Senior) $103,120 $49.58/hr
90th (Lead/Master) $134,100 $64.47/hr
Career Progression & Licensing Milestones for Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN
1
Staff AccountantBachelor's degree (most common O*NET requirement); entry into the field
$55,117$26.50/hr · 0-2 Years
2
Senior AccountantDemonstrated results in role; works independently on core responsibilities; CPA license
$65,943$31.70/hr · 2-5 Years
3
Accounting ManagerFull professional competence; leads projects or a small team; CPA license
$82,380$39.61/hr · 5-9 Years
4
Corporate ControllerOwns budget, hiring and outcomes for a department or large program
$108,068$51.96/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$141,827$68.19/hr · 14+ Years
Scaled to the Chicago-Naperville-Elgin, IL-IN medianView National Accountant & Auditor Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$82,890/yr
National median: $166,570
Skill overlap: 94%View Salary
Financial Examiners+$10,480/yr
National median: $94,160
Skill overlap: 93%
Tax Preparers-$28,760/yr
National median: $54,920
Skill overlap: 93%
Bookkeeping, Accounting, and Auditing Clerks-$33,010/yr
National median: $50,670
Skill overlap: 89%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chicago-Naperville-Elgin, IL-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
36% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,780/month Requires minimum annual gross of $71,200
HUD Fair Market Rent (2-Bedroom) $2,011/month Requires minimum annual gross of $80,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.82/hr
Per adult, 2 working adults + 1 child: $24.26/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chicago-Naperville-Elgin, IL-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$82,360-$18,190$59,228$2,278.01
+5h Overtime/Wk45 hrs$97,803-$23,283$68,651$2,640.42
+10h Overtime/Wk50 hrs$113,245-$28,377$78,073$3,002.83
+15h Overtime/Wk55 hrs$128,688-$33,470$87,496$3,365.23
+20h Overtime/Wk60 hrs$144,130-$38,837$96,645$3,717.11
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$82,360/yr
$39.60/hr · SOC 13-2011
Statutory Tax Drag
22.09% Effective
-$18,190 in Total Taxes
HUD 1BR Shelter Ratio
36% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,156/mo
Post-$1,780/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN: Market Snapshot

Accountant & Auditor roles in Chicago-Naperville-Elgin, IL-IN report a median annual wage of $82,360, 1.6% below the national median of $83,680. The 10th to 90th percentile band runs from $59,530 to $134,100, and HUD’s $1,780 monthly one-bedroom fair market rent equals 25.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.82 per hour.

Highest-paying metropolitan areas for Accountant & Auditor

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$121,700+47.8%
San Francisco-Oakland-Fremont, CA$110,730+34.4%
New York-Newark-Jersey City, NY-NJ$105,650+28.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$102,140+24.0%
Bridgeport-Stamford-Danbury, CT$102,020+23.9%
Midland, TX$100,890+22.5%
Parkersburg-Vienna, WV$100,420+21.9%
Boston-Cambridge-Newton, MA-NH$100,150+21.6%
Denver-Aurora-Centennial, CO$100,020+21.4%
Boulder, CO$99,990+21.4%

Top-paying occupations benchmarked in Chicago-Naperville-Elgin, IL-IN

OccupationMedian annual wageMedian hourly
Chief Executives$344,960$165.85/hr
Computer and Information Systems Managers$173,760$83.54/hr
Financial Manager$168,810$81.16/hr
Natural Sciences Managers$167,040$80.31/hr
Advertising and Promotions Managers$166,390$80.00/hr
Marketing Managers$165,340$79.49/hr
Architectural and Engineering Managers$163,430$78.57/hr
Sales Managers$158,690$76.29/hr
Human Resources Managers$156,770$75.37/hr
Compensation and Benefits Managers$155,340$74.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 393 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Accountant & Auditor Salary in Chicago-Naperville-Elgin, IL-IN Overview

Accountant & Auditor median pay in Chicago-Naperville-Elgin, IL-IN is $82,360 a year ($39.60/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN?

The median annual wage is $82,360 ($39.60 per hour). The middle 80% of earners make between $59,530 and $134,100. Source: BLS OEWS (May 2025).

What is the take-home pay for an Accountant & Auditor in Chicago-Naperville-Elgin, IL-IN after taxes?

On the median wage of $82,360, a single filer with no pre-tax deductions takes home about $62,838 a year ($5,237 a month) after $19,522 in federal, FICA, state and local taxes, an effective rate of 23.7%, using 2026 tax rules.