SOC 13-2011

Accountant & Auditor Salary in Duluth, MN-WI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MN
COL Index: 96.94 (-3.1% vs US)
Net Compensation Yield 72.7% Realized
$56,235 / net annual direct deposit
Gross Adjusted $77,400 $37.21/hr
Effective Tax Drag 21.35% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,521 $635.44/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.21 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,644/yr)
0% Tax Shield: ~$1,022/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,176
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,799
Medicare Hospital Insurance
Statutory 1.45%
-$1,122
Minnesota Individual Income Tax
State Marginal Bracket
-$3,424
Net Take-Home Annual Realized
$56,235 ($2,162.87 / check)
Category 2 of 6

Duluth, MN-WI Accountant & Auditor Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $77,400
MIDDLE 50% (IQR RANGE) 10th $55.7k 25th $63.5k Median: $77,400 50th (Median) $77.4k 75th $94.3k 90th $121k You: $77,400
10th (Entry) $55,690 $26.77/hr
25th (Junior) $63,530 $30.54/hr
50th (Median) $77,400 $37.21/hr
75th (Senior) $94,280 $45.33/hr
90th (Lead/Master) $120,560 $57.96/hr
Career Progression & Licensing Milestones for Accountant & Auditor in Duluth, MN-WI
1
Staff AccountantBachelor's degree (most common O*NET requirement); entry into the field
$51,797$24.90/hr · 0-2 Years
2
Senior AccountantDemonstrated results in role; works independently on core responsibilities; CPA license
$61,972$29.79/hr · 2-5 Years
3
Accounting ManagerFull professional competence; leads projects or a small team; CPA license
$77,418$37.22/hr · 5-9 Years
4
Corporate ControllerOwns budget, hiring and outcomes for a department or large program
$101,560$48.83/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$133,286$64.08/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$82,890/yr
National median: $166,570
Skill overlap: 94%View Salary
Financial Examiners+$10,480/yr
National median: $94,160
Skill overlap: 93%
Tax Preparers-$28,760/yr
National median: $54,920
Skill overlap: 93%
Bookkeeping, Accounting, and Auditing Clerks-$33,010/yr
National median: $50,670
Skill overlap: 89%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Duluth, MN-WI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $961/month Requires minimum annual gross of $38,440
HUD Fair Market Rent (2-Bedroom) $1,207/month Requires minimum annual gross of $48,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.44/hr
Per adult, 2 working adults + 1 child: $20.87/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Duluth, MN-WI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$77,400-$16,521$56,235$2,162.87
+5h Overtime/Wk45 hrs$91,913-$21,560$64,837$2,493.74
+10h Overtime/Wk50 hrs$106,425-$26,599$73,440$2,824.62
+15h Overtime/Wk55 hrs$120,938-$31,639$82,043$3,155.49
+20h Overtime/Wk60 hrs$135,450-$36,815$90,508$3,481.07
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Accountant & Auditor in Duluth, MN-WI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Minnesota tax codes.

Market Baseline
$77,400/yr
$37.21/hr · SOC 13-2011
Statutory Tax Drag
21.35% Effective
-$16,521 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,725/mo
Post-$961/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Accountant & Auditor in Duluth, MN-WI: Market Snapshot

Accountant & Auditor roles in Duluth, MN-WI report a median annual wage of $77,400, 7.5% below the national median of $83,680. The 10th to 90th percentile band runs from $55,690 to $120,560, and HUD’s $961 monthly one-bedroom fair market rent equals 14.9% of that median gross pay. The single-adult living wage benchmark for the area is $21.44 per hour.

Highest-paying metropolitan areas for Accountant & Auditor

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$121,700+57.2%
San Francisco-Oakland-Fremont, CA$110,730+43.1%
New York-Newark-Jersey City, NY-NJ$105,650+36.5%
Washington-Arlington-Alexandria, DC-VA-MD-WV$102,140+32.0%
Bridgeport-Stamford-Danbury, CT$102,020+31.8%
Midland, TX$100,890+30.3%
Parkersburg-Vienna, WV$100,420+29.7%
Boston-Cambridge-Newton, MA-NH$100,150+29.4%
Denver-Aurora-Centennial, CO$100,020+29.2%
Boulder, CO$99,990+29.2%

Top-paying occupations benchmarked in Duluth, MN-WI

OccupationMedian annual wageMedian hourly
Chief Executives$158,260$76.09/hr
Architectural and Engineering Managers$150,190$72.21/hr
Computer and Information Systems Managers$149,710$71.98/hr
Marketing Managers$142,080$68.31/hr
Nurse Practitioner$136,530$65.64/hr
Physician Assistant$135,860$65.32/hr
Financial Manager$126,800$60.96/hr
Human Resources Managers$124,290$59.75/hr
Education Administrators, Kindergarten through Secondary$123,090$59.18/hr
Natural Sciences Managers$113,500$54.57/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 393 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Accountant & Auditor Salary in Duluth, MN-WI (2026) Overview

Accountant & Auditor median pay in Duluth, MN-WI is $77,400 a year ($37.21/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for an Accountant & Auditor in Duluth, MN-WI?

The median annual wage is $77,400 ($37.21 per hour). The middle 80% of earners make between $55,690 and $120,560. Source: BLS OEWS (May 2025).

What is the take-home pay for an Accountant & Auditor in Duluth, MN-WI after taxes?

On the median wage of $77,400, a single filer with no pre-tax deductions takes home about $59,541 a year ($4,962 a month) after $17,859 in federal, FICA, state and local taxes, an effective rate of 23.07%, using 2026 tax rules.