SOC 13-2011

Accountant & Auditor Salary in Memphis, TN-MS-AR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 106.87 (+6.9% vs US)
Net Compensation Yield 77.1% Realized
$59,370 / net annual direct deposit
Gross Adjusted $76,960 $37.00/hr
Effective Tax Drag 16.86% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$12,973 $498.95/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.00 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,618/yr)
0% Tax Shield: ~$1,016/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,085
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,772
Medicare Hospital Insurance
Statutory 1.45%
-$1,116
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$59,370 ($2,283.45 / check)
Category 2 of 6

Memphis, TN-MS-AR Accountant & Auditor Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $76,960
MIDDLE 50% (IQR RANGE) 10th $49.6k 25th $62.9k Median: $76,960 50th (Median) $77.0k 75th $95.2k 90th $123k You: $76,960
10th (Entry) $49,580 $23.84/hr
25th (Junior) $62,860 $30.22/hr
50th (Median) $76,960 $37.00/hr
75th (Senior) $95,210 $45.77/hr
90th (Lead/Master) $122,830 $59.05/hr
Career Progression & Licensing Milestones for Accountant & Auditor in Memphis, TN-MS-AR
1
Staff AccountantBachelor's degree (most common O*NET requirement); entry into the field
$51,503$24.76/hr · 0-2 Years
2
Senior AccountantDemonstrated results in role; works independently on core responsibilities; CPA license
$61,620$29.62/hr · 2-5 Years
3
Accounting ManagerFull professional competence; leads projects or a small team; CPA license
$76,978$37.01/hr · 5-9 Years
4
Corporate ControllerOwns budget, hiring and outcomes for a department or large program
$100,982$48.55/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$132,528$63.72/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$82,890/yr
National median: $166,570
Skill overlap: 94%View Salary
Financial Examiners+$10,480/yr
National median: $94,160
Skill overlap: 93%
Tax Preparers-$28,760/yr
National median: $54,920
Skill overlap: 93%
Bookkeeping, Accounting, and Auditing Clerks-$33,010/yr
National median: $50,670
Skill overlap: 89%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Memphis, TN-MS-AR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,191/month Requires minimum annual gross of $47,640
HUD Fair Market Rent (2-Bedroom) $1,301/month Requires minimum annual gross of $52,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.64/hr
Per adult, 2 working adults + 1 child: $20.37/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Memphis, TN-MS-AR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$76,960-$12,973$59,370$2,283.45
+5h Overtime/Wk45 hrs$91,390-$17,061$68,846$2,647.92
+10h Overtime/Wk50 hrs$105,820-$21,149$78,322$3,012.38
+15h Overtime/Wk55 hrs$120,250-$25,237$87,798$3,376.85
+20h Overtime/Wk60 hrs$134,680-$29,421$97,178$3,737.63
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Accountant & Auditor in Memphis, TN-MS-AR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$76,960/yr
$37.00/hr · SOC 13-2011
Statutory Tax Drag
16.86% Effective
-$12,973 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,756/mo
Post-$1,191/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Accountant & Auditor in Memphis, TN-MS-AR: Market Snapshot

Accountant & Auditor roles in Memphis, TN-MS-AR report a median annual wage of $76,960, 8.0% below the national median of $83,680. The 10th to 90th percentile band runs from $49,580 to $122,830, and HUD’s $1,191 monthly one-bedroom fair market rent equals 18.6% of that median gross pay. The single-adult living wage benchmark for the area is $23.64 per hour.

Highest-paying metropolitan areas for Accountant & Auditor

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$121,700+58.1%
San Francisco-Oakland-Fremont, CA$110,730+43.9%
New York-Newark-Jersey City, NY-NJ$105,650+37.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$102,140+32.7%
Bridgeport-Stamford-Danbury, CT$102,020+32.6%
Midland, TX$100,890+31.1%
Parkersburg-Vienna, WV$100,420+30.5%
Boston-Cambridge-Newton, MA-NH$100,150+30.1%
Denver-Aurora-Centennial, CO$100,020+30.0%
Boulder, CO$99,990+29.9%

Top-paying occupations benchmarked in Memphis, TN-MS-AR

OccupationMedian annual wageMedian hourly
Chief Executives$196,680$94.56/hr
Architectural and Engineering Managers$179,670$86.38/hr
Computer and Information Systems Managers$161,790$77.78/hr
Purchasing Managers$156,830$75.40/hr
Natural Sciences Managers$155,420$74.72/hr
Financial Manager$143,880$69.17/hr
Public Relations Managers$141,340$67.95/hr
Human Resources Managers$138,560$66.62/hr
Compensation and Benefits Managers$133,150$64.01/hr
Marketing Managers$132,540$63.72/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 393 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Accountant & Auditor Salary in Memphis, TN-MS-AR (2026) Overview

Accountant & Auditor median pay in Memphis, TN-MS-AR is $76,960 a year ($37.00/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Accountant & Auditor in Memphis, TN-MS-AR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Accountant & Auditor in Memphis, TN-MS-AR?

The median annual wage is $76,960 ($37.00 per hour). The middle 80% of earners make between $49,580 and $122,830. Source: BLS OEWS (May 2025).

What is the take-home pay for an Accountant & Auditor in Memphis, TN-MS-AR after taxes?

On the median wage of $76,960, a single filer with no pre-tax deductions takes home about $62,971 a year ($5,248 a month) after $13,989 in federal, FICA, state and local taxes, an effective rate of 18.18%, using 2026 tax rules.