SOC 13-2011

Accountant & Auditor Salary in San Francisco-Oakland-Fremont, CA

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 180.45 (+80.4% vs US)
Net Compensation Yield 67.6% Realized
$74,816 / net annual direct deposit
Gross Adjusted $110,730 $53.24/hr
Effective Tax Drag 26.43% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$29,270 $1,125.78/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $53.24 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,644/yr)
0% Tax Shield: ~$1,462/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$14,069
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,865
Medicare Hospital Insurance
Statutory 1.45%
-$1,606
California Individual Income Tax
State Marginal Bracket
-$5,291
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,439
Net Take-Home Annual Realized
$74,816 ($2,877.54 / check)
Category 2 of 6

San Francisco-Oakland-Fremont, CA Accountant & Auditor Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $110,730
MIDDLE 50% (IQR RANGE) 10th $73.4k 25th $88.8k Median: $110,730 50th (Median) $111k 75th $144k 90th $180k You: $110,730
10th (Entry) $73,420 $35.30/hr
25th (Junior) $88,820 $42.70/hr
50th (Median) $110,730 $53.24/hr
75th (Senior) $143,590 $69.03/hr
90th (Lead/Master) $180,060 $86.57/hr
Career Progression & Licensing Milestones for Accountant & Auditor in San Francisco-Oakland-Fremont, CA
1
Staff AccountantBachelor's degree (most common O*NET requirement); entry into the field
$74,102$35.63/hr · 0-2 Years
2
Senior AccountantDemonstrated results in role; works independently on core responsibilities; CPA license
$88,658$42.62/hr · 2-5 Years
3
Accounting ManagerFull professional competence; leads projects or a small team; CPA license
$110,756$53.25/hr · 5-9 Years
4
Corporate ControllerOwns budget, hiring and outcomes for a department or large program
$145,293$69.85/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$190,681$91.67/hr · 14+ Years
Scaled to the San Francisco-Oakland-Fremont, CA medianView National Accountant & Auditor Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$82,890/yr
National median: $166,570
Skill overlap: 94%View Salary
Financial Examiners+$10,480/yr
National median: $94,160
Skill overlap: 93%
Tax Preparers-$28,760/yr
National median: $54,920
Skill overlap: 93%
Bookkeeping, Accounting, and Auditing Clerks-$33,010/yr
National median: $50,670
Skill overlap: 89%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in San Francisco-Oakland-Fremont, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
48% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $3,003/month Requires minimum annual gross of $120,120
HUD Fair Market Rent (2-Bedroom) $3,697/month Requires minimum annual gross of $147,880
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $39.91/hr
Per adult, 2 working adults + 1 child: $41.52/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in San Francisco-Oakland-Fremont, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$110,730-$29,270$74,816$2,877.54
+5h Overtime/Wk45 hrs$131,492-$37,273$86,329$3,320.36
+10h Overtime/Wk50 hrs$152,254-$45,630$97,488$3,749.56
+15h Overtime/Wk55 hrs$173,016-$53,987$108,648$4,178.75
+20h Overtime/Wk60 hrs$193,778-$61,769$120,382$4,630.07
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Accountant & Auditor in San Francisco-Oakland-Fremont, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$110,730/yr
$53.24/hr · SOC 13-2011
Statutory Tax Drag
26.43% Effective
-$29,270 in Total Taxes
HUD 1BR Shelter Ratio
48% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,232/mo
Post-$3,003/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Accountant & Auditor in San Francisco-Oakland-Fremont, CA: Market Snapshot

Accountant & Auditor roles in San Francisco-Oakland-Fremont, CA report a median annual wage of $110,730, 32.3% above the national median of $83,680. The 10th to 90th percentile band runs from $73,420 to $180,060, and HUD’s $3,003 monthly one-bedroom fair market rent equals 32.5% of that median gross pay. The single-adult living wage benchmark for the area is $39.91 per hour.

Highest-paying metropolitan areas for Accountant & Auditor

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$121,700+9.9%
New York-Newark-Jersey City, NY-NJ$105,650-4.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$102,140-7.8%
Bridgeport-Stamford-Danbury, CT$102,020-7.9%
Midland, TX$100,890-8.9%
Parkersburg-Vienna, WV$100,420-9.3%
Boston-Cambridge-Newton, MA-NH$100,150-9.6%
Denver-Aurora-Centennial, CO$100,020-9.7%
Boulder, CO$99,990-9.7%
Napa, CA$99,640-10.0%

Top-paying occupations benchmarked in San Francisco-Oakland-Fremont, CA

OccupationMedian annual wageMedian hourly
Chief Executives$288,690$138.79/hr
Computer and Information Systems Managers$232,890$111.97/hr
Natural Sciences Managers$225,230$108.28/hr
Architectural and Engineering Managers$221,580$106.53/hr
Marketing Managers$220,480$106.00/hr
Nurse Practitioner$219,080$105.33/hr
Financial Manager$216,150$103.92/hr
Human Resources Managers$209,340$100.64/hr
Public Relations Managers$192,720$92.65/hr
Compensation and Benefits Managers$188,850$90.79/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 393 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Accountant & Auditor Salary in San Francisco-Oakland-Fremont, CA Overview

Accountant & Auditor median pay in San Francisco-Oakland-Fremont, CA is $110,730 a year ($53.24/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Accountant & Auditor in San Francisco-Oakland-Fremont, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Accountant & Auditor in San Francisco-Oakland-Fremont, CA?

The median annual wage is $110,730 ($53.24 per hour). The middle 80% of earners make between $73,420 and $180,060. Source: BLS OEWS (May 2025).

What is the take-home pay for an Accountant & Auditor in San Francisco-Oakland-Fremont, CA after taxes?

On the median wage of $110,730, a single filer with no pre-tax deductions takes home about $79,380 a year ($6,615 a month) after $31,350 in federal, FICA, state and local taxes, an effective rate of 28.31%, using 2026 tax rules.