SOC 15-2011

Actuary Salary in New York-Newark-Jersey City, NY-NJ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY + Municipal
COL Index: 181 (+81.0% vs US)
Net Compensation Yield 62.2% Realized
$100,398 / net annual direct deposit
Gross Adjusted $161,460 $77.63/hr
Effective Tax Drag 31.82% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$51,375 $1,975.95/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $77.63 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$9,688/yr)
0% Tax Shield: ~$2,325/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$25,159
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$10,011
Medicare Hospital Insurance
Statutory 1.45%
-$2,341
New York Individual Income Tax
State Marginal Bracket
-$8,416
New York City resident income tax
3.88%
-$5,448
Net Take-Home Annual Realized
$100,398 ($3,861.45 / check)
Category 2 of 6

New York-Newark-Jersey City, NY-NJ Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $161,460
MIDDLE 50% (IQR RANGE) 10th $90.6k 25th $115k Median: $161,460 50th (Median) $161k 75th $211k 90th $276k You: $161,460
10th (Entry) $90,590 $43.55/hr
25th (Junior) $115,310 $55.44/hr
50th (Median) $161,460 $77.63/hr
75th (Senior) $211,330 $101.60/hr
90th (Lead/Master) $276,250 $132.81/hr
Career Progression & Licensing Milestones for Actuary in New York-Newark-Jersey City, NY-NJ
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$94,392$45.38/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$144,072$69.27/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$196,236$94.34/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$267,030$128.38/hr · 8+ Years
Scaled to the New York-Newark-Jersey City, NY-NJ medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in New York-Newark-Jersey City, NY-NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $2,729/month Requires minimum annual gross of $109,160
HUD Fair Market Rent (2-Bedroom) $2,971/month Requires minimum annual gross of $118,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $40.03/hr
Per adult, 2 working adults + 1 child: $34.19/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in New York-Newark-Jersey City, NY-NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$161,460-$51,375$100,398$3,861.45
+5h Overtime/Wk45 hrs$191,734-$62,921$117,309$4,511.89
+10h Overtime/Wk50 hrs$222,008-$73,169$135,518$5,212.22
+15h Overtime/Wk55 hrs$252,281-$86,055$151,090$5,811.14
+20h Overtime/Wk60 hrs$282,555-$100,081$165,521$6,366.18
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in New York-Newark-Jersey City, NY-NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$161,460/yr
$77.63/hr · SOC 15-2011
Statutory Tax Drag
31.82% Effective
-$51,375 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$5,637/mo
Post-$2,729/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in New York-Newark-Jersey City, NY-NJ: Market Snapshot

Actuary roles in New York-Newark-Jersey City, NY-NJ report a median annual wage of $161,460, 24.2% above the national median of $130,000. The 10th to 90th percentile band runs from $90,590 to $276,250, and HUD’s $2,729 monthly one-bedroom fair market rent equals 20.3% of that median gross pay. The single-adult living wage benchmark for the area is $40.03 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+20.2%
San Francisco-Oakland-Fremont, CA$175,330+8.6%
Hartford-West Hartford-East Hartford, CT$166,800+3.3%
Las Vegas-Henderson-North Las Vegas, NV$163,350+1.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680-10.4%
Waterbury-Shelton, CT$143,430-11.2%
Raleigh-Cary, NC$142,180-11.9%
New Haven, CT$141,020-12.7%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810-13.4%
Phoenix-Mesa-Chandler, AZ$138,570-14.2%

Top-paying occupations benchmarked in New York-Newark-Jersey City, NY-NJ

OccupationMedian annual wageMedian hourly
Chief Executives$301,440$144.92/hr
Financial Manager$221,010$106.25/hr
Computer and Information Systems Managers$215,300$103.51/hr
Sales Managers$215,150$103.44/hr
Marketing Managers$192,840$92.71/hr
Public Relations Managers$192,360$92.48/hr
Human Resources Managers$185,100$88.99/hr
Architectural and Engineering Managers$183,890$88.41/hr
Natural Sciences Managers$180,460$86.76/hr
Compensation and Benefits Managers$179,730$86.41/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in New York-Newark-Jersey City, NY-NJ (2026) Overview

Actuary median pay in New York-Newark-Jersey City, NY-NJ is $161,460 a year ($77.63/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Actuary in New York-Newark-Jersey City, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in New York-Newark-Jersey City, NY-NJ?

The median annual wage is $161,460 ($77.63 per hour). The middle 80% of earners make between $90,590 and $276,250. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in New York-Newark-Jersey City, NY-NJ after taxes?

On the median wage of $161,460, a single filer with no pre-tax deductions takes home about $106,746 a year ($8,896 a month) after $54,714 in federal, FICA, state and local taxes, an effective rate of 33.89%, using 2026 tax rules.