SOC 13-2031

Budget Analyst Salary in Clarksville, TN-KY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 100.61 (+0.6% vs US)
Net Compensation Yield 76.0% Realized
$65,181 / net annual direct deposit
Gross Adjusted $85,810 $41.25/hr
Effective Tax Drag 18.04% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,480 $595.38/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $41.25 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,149/yr)
0% Tax Shield: ~$1,133/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,916
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,320
Medicare Hospital Insurance
Statutory 1.45%
-$1,244
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$65,181 ($2,506.98 / check)
Category 2 of 6

Clarksville, TN-KY Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $85,810
MIDDLE 50% (IQR RANGE) 10th $67.2k 25th $76.4k Median: $85,810 50th (Median) $85.8k 75th $96.3k 90th $115k You: $85,810
10th (Entry) $67,200 $32.31/hr
25th (Junior) $76,400 $36.73/hr
50th (Median) $85,810 $41.25/hr
75th (Senior) $96,300 $46.30/hr
90th (Lead/Master) $115,210 $55.39/hr
Career Progression & Licensing Milestones for Budget Analyst in Clarksville, TN-KY
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$52,437$25.21/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$78,656$37.82/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$103,002$49.52/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$132,966$63.93/hr · 8+ Years
Scaled to the Clarksville, TN-KY medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Clarksville, TN-KY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,068/month Requires minimum annual gross of $42,720
HUD Fair Market Rent (2-Bedroom) $1,307/month Requires minimum annual gross of $52,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.25/hr
Per adult, 2 working adults + 1 child: $19.71/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Clarksville, TN-KY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$85,810-$15,480$65,181$2,506.98
+5h Overtime/Wk45 hrs$101,899-$20,038$75,747$2,913.36
+10h Overtime/Wk50 hrs$117,989-$24,596$86,313$3,319.74
+15h Overtime/Wk55 hrs$134,078-$29,239$96,794$3,722.86
+20h Overtime/Wk60 hrs$150,168-$34,100$107,058$4,117.61
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Clarksville, TN-KY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$85,810/yr
$41.25/hr · SOC 13-2031
Statutory Tax Drag
18.04% Effective
-$15,480 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,364/mo
Post-$1,068/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Clarksville, TN-KY: Market Snapshot

Budget Analyst roles in Clarksville, TN-KY report a median annual wage of $85,810, 6.4% below the national median of $91,640. The 10th to 90th percentile band runs from $67,200 to $115,210, and HUD’s $1,068 monthly one-bedroom fair market rent equals 14.9% of that median gross pay. The single-adult living wage benchmark for the area is $22.25 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+57.1%
San Jose-Sunnyvale-Santa Clara, CA$131,730+53.5%
Ann Arbor, MI$127,860+49.0%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+45.7%
San Francisco-Oakland-Fremont, CA$117,360+36.8%
Huntsville, AL$113,400+32.2%
Santa Maria-Santa Barbara, CA$110,470+28.7%
San Diego-Chula Vista-Carlsbad, CA$107,010+24.7%
Gainesville, GA$106,610+24.2%
Lexington Park, MD$106,280+23.9%

Top-paying occupations benchmarked in Clarksville, TN-KY

OccupationMedian annual wageMedian hourly
Chief Executives$172,410$82.89/hr
Architectural and Engineering Managers$141,260$67.91/hr
Financial Manager$133,620$64.24/hr
Sales Managers$126,820$60.97/hr
Computer and Information Systems Managers$125,790$60.48/hr
Physician Assistant$121,710$58.51/hr
Industrial Production Managers$121,110$58.23/hr
Purchasing Managers$121,060$58.20/hr
Cybersecurity Analyst$116,940$56.22/hr
Facilities Managers$115,860$55.70/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Clarksville, TN-KY (2026) Overview

Budget Analyst median pay in Clarksville, TN-KY is $85,810 a year ($41.25/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Clarksville, TN-KY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Clarksville, TN-KY?

The median annual wage is $85,810 ($41.25 per hour). The middle 80% of earners make between $67,200 and $115,210. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Clarksville, TN-KY after taxes?

On the median wage of $85,810, a single filer with no pre-tax deductions takes home about $69,197 a year ($5,766 a month) after $16,613 in federal, FICA, state and local taxes, an effective rate of 19.36%, using 2026 tax rules.