SOC 13-2031

Budget Analyst Salary in Fort Collins-Loveland, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 129.41 (+29.4% vs US)
Net Compensation Yield 71.5% Realized
$68,525 / net annual direct deposit
Gross Adjusted $95,860 $46.09/hr
Effective Tax Drag 22.52% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,584 $830.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.09 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,752/yr)
0% Tax Shield: ~$1,265/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,994
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,943
Medicare Hospital Insurance
Statutory 1.45%
-$1,390
Colorado Individual Income Tax
State Marginal Bracket
-$3,256
Net Take-Home Annual Realized
$68,525 ($2,635.57 / check)
Category 2 of 6

Fort Collins-Loveland, CO Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $95,860
MIDDLE 50% (IQR RANGE) 10th $80.9k 25th $82.4k Median: $95,860 50th (Median) $95.9k 75th $104k 90th $118k You: $95,860
10th (Entry) $80,860 $38.88/hr
25th (Junior) $82,430 $39.63/hr
50th (Median) $95,860 $46.09/hr
75th (Senior) $104,420 $50.20/hr
90th (Lead/Master) $117,500 $56.49/hr
Career Progression & Licensing Milestones for Budget Analyst in Fort Collins-Loveland, CO
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$58,579$28.16/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$87,868$42.24/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$115,065$55.32/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$148,539$71.41/hr · 8+ Years
Scaled to the Fort Collins-Loveland, CO medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Collins-Loveland, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
28% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,589/month Requires minimum annual gross of $63,560
HUD Fair Market Rent (2-Bedroom) $1,759/month Requires minimum annual gross of $70,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.62/hr
Per adult, 2 working adults + 1 child: $26.01/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Collins-Loveland, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$95,860-$21,584$68,525$2,635.57
+5h Overtime/Wk45 hrs$113,834-$27,419$79,585$3,060.96
+10h Overtime/Wk50 hrs$131,808-$33,296$90,603$3,484.72
+15h Overtime/Wk55 hrs$149,781-$39,469$101,325$3,897.11
+20h Overtime/Wk60 hrs$167,755-$45,643$112,047$4,309.50
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Fort Collins-Loveland, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$95,860/yr
$46.09/hr · SOC 13-2031
Statutory Tax Drag
22.52% Effective
-$21,584 in Total Taxes
HUD 1BR Shelter Ratio
28% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,121/mo
Post-$1,589/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Fort Collins-Loveland, CO: Market Snapshot

Budget Analyst roles in Fort Collins-Loveland, CO report a median annual wage of $95,860, 4.6% above the national median of $91,640. The 10th to 90th percentile band runs from $80,860 to $117,500, and HUD’s $1,589 monthly one-bedroom fair market rent equals 19.9% of that median gross pay. The single-adult living wage benchmark for the area is $28.62 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+40.7%
San Jose-Sunnyvale-Santa Clara, CA$131,730+37.4%
Ann Arbor, MI$127,860+33.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+30.5%
San Francisco-Oakland-Fremont, CA$117,360+22.4%
Huntsville, AL$113,400+18.3%
Santa Maria-Santa Barbara, CA$110,470+15.2%
San Diego-Chula Vista-Carlsbad, CA$107,010+11.6%
Gainesville, GA$106,610+11.2%
Lexington Park, MD$106,280+10.9%

Top-paying occupations benchmarked in Fort Collins-Loveland, CO

OccupationMedian annual wageMedian hourly
Sales Managers$198,550$95.46/hr
Computer and Information Systems Managers$195,190$93.84/hr
Marketing Managers$189,690$91.20/hr
Financial Manager$175,890$84.56/hr
Architectural and Engineering Managers$175,380$84.32/hr
Purchasing Managers$171,280$82.35/hr
Human Resources Managers$156,820$75.39/hr
Natural Sciences Managers$152,730$73.43/hr
Administrative Services Managers$146,600$70.48/hr
Transportation, Storage, and Distribution Managers$144,910$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Fort Collins-Loveland, CO (2026) Overview

Budget Analyst median pay in Fort Collins-Loveland, CO is $95,860 a year ($46.09/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Fort Collins-Loveland, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Fort Collins-Loveland, CO?

The median annual wage is $95,860 ($46.09 per hour). The middle 80% of earners make between $80,860 and $117,500. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Fort Collins-Loveland, CO after taxes?

On the median wage of $95,860, a single filer with no pre-tax deductions takes home about $72,758 a year ($6,063 a month) after $23,102 in federal, FICA, state and local taxes, an effective rate of 24.1%, using 2026 tax rules.