SOC 13-2031

Budget Analyst Salary in Gainesville, GA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + GA
COL Index: 117.09 (+17.1% vs US)
Net Compensation Yield 70.0% Realized
$74,589 / net annual direct deposit
Gross Adjusted $106,610 $51.25/hr
Effective Tax Drag 24.04% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,625 $985.57/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.25 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,397/yr)
0% Tax Shield: ~$1,407/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,217
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,610
Medicare Hospital Insurance
Statutory 1.45%
-$1,546
Georgia Individual Income Tax
State Marginal Bracket
-$4,252
Net Take-Home Annual Realized
$74,589 ($2,868.79 / check)
Category 2 of 6

Gainesville, GA Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $106,610
MIDDLE 50% (IQR RANGE) 10th $63.2k 25th $75.4k Median: $106,610 50th (Median) $107k 75th $107k 90th $133k You: $106,610
10th (Entry) $63,180 $30.38/hr
25th (Junior) $75,400 $36.25/hr
50th (Median) $106,610 $51.25/hr
75th (Senior) $107,300 $51.59/hr
90th (Lead/Master) $133,090 $63.99/hr
Career Progression & Licensing Milestones for Budget Analyst in Gainesville, GA
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$65,148$31.32/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$97,722$46.98/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$127,969$61.52/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$165,197$79.42/hr · 8+ Years
Scaled to the Gainesville, GA medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Gainesville, GA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,417/month Requires minimum annual gross of $56,680
HUD Fair Market Rent (2-Bedroom) $1,543/month Requires minimum annual gross of $61,720
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.89/hr
Per adult, 2 working adults + 1 child: $22.82/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Gainesville, GA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$106,610-$25,625$74,589$2,868.79
+5h Overtime/Wk45 hrs$126,599-$32,225$86,778$3,337.62
+10h Overtime/Wk50 hrs$146,589-$39,146$98,648$3,794.14
+15h Overtime/Wk55 hrs$166,578-$46,122$110,461$4,248.51
+20h Overtime/Wk60 hrs$186,568-$52,970$122,403$4,707.81
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Gainesville, GA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Georgia tax codes.

Market Baseline
$106,610/yr
$51.25/hr · SOC 13-2031
Statutory Tax Drag
24.04% Effective
-$25,625 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,799/mo
Post-$1,417/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Gainesville, GA: Market Snapshot

Budget Analyst roles in Gainesville, GA report a median annual wage of $106,610, 16.3% above the national median of $91,640. The 10th to 90th percentile band runs from $63,180 to $133,090, and HUD’s $1,417 monthly one-bedroom fair market rent equals 15.9% of that median gross pay. The single-adult living wage benchmark for the area is $25.89 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+26.5%
San Jose-Sunnyvale-Santa Clara, CA$131,730+23.6%
Ann Arbor, MI$127,860+19.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+17.3%
San Francisco-Oakland-Fremont, CA$117,360+10.1%
Huntsville, AL$113,400+6.4%
Santa Maria-Santa Barbara, CA$110,470+3.6%
San Diego-Chula Vista-Carlsbad, CA$107,010+0.4%
Lexington Park, MD$106,280-0.3%
Seattle-Tacoma-Bellevue, WA$104,090-2.4%

Top-paying occupations benchmarked in Gainesville, GA

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$156,450$75.22/hr
Financial Manager$144,850$69.64/hr
Medical and Health Services Managers$141,380$67.97/hr
Human Resources Managers$140,120$67.37/hr
Industrial Production Managers$136,460$65.61/hr
Marketing Managers$135,840$65.31/hr
Administrative Services Managers$134,360$64.60/hr
Sales Managers$133,390$64.13/hr
Architectural and Engineering Managers$132,570$63.74/hr
Education Administrators, All Other$126,490$60.81/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Gainesville, GA (2026) Overview

Budget Analyst median pay in Gainesville, GA is $106,610 a year ($51.25/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living wage.

Quick answers
What is the median salary for a Budget Analyst in Gainesville, GA?

The median annual wage is $106,610 ($51.25 per hour). The middle 80% of earners make between $63,180 and $133,090. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Gainesville, GA after taxes?

On the median wage of $106,610, a single filer with no pre-tax deductions takes home about $79,259 a year ($6,605 a month) after $27,351 in federal, FICA, state and local taxes, an effective rate of 25.66%, using 2026 tax rules.