SOC 13-2031

Budget Analyst Salary in Killeen-Temple, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 96.06 (-3.9% vs US)
Net Compensation Yield 75.4% Realized
$68,701 / net annual direct deposit
Gross Adjusted $91,170 $43.83/hr
Effective Tax Drag 18.64% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,998 $653.79/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $43.83 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,470/yr)
0% Tax Shield: ~$1,203/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,024
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,653
Medicare Hospital Insurance
Statutory 1.45%
-$1,322
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$68,701 ($2,642.36 / check)
Category 2 of 6

Killeen-Temple, TX Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $91,170
MIDDLE 50% (IQR RANGE) 10th $65.2k 25th $76.4k Median: $91,170 50th (Median) $91.2k 75th $100k 90th $123k You: $91,170
10th (Entry) $65,170 $31.33/hr
25th (Junior) $76,400 $36.73/hr
50th (Median) $91,170 $43.83/hr
75th (Senior) $100,420 $48.28/hr
90th (Lead/Master) $122,930 $59.10/hr
Career Progression & Licensing Milestones for Budget Analyst in Killeen-Temple, TX
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$55,713$26.79/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$83,569$40.18/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$109,436$52.61/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$141,272$67.92/hr · 8+ Years
Scaled to the Killeen-Temple, TX medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Killeen-Temple, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $927/month Requires minimum annual gross of $37,080
HUD Fair Market Rent (2-Bedroom) $1,138/month Requires minimum annual gross of $45,520
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.24/hr
Per adult, 2 working adults + 1 child: $18.27/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Killeen-Temple, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$91,170-$16,998$68,701$2,642.36
+5h Overtime/Wk45 hrs$108,264-$21,841$79,927$3,074.12
+10h Overtime/Wk50 hrs$125,359-$26,684$91,153$3,505.89
+15h Overtime/Wk55 hrs$142,453-$31,769$102,137$3,928.34
+20h Overtime/Wk60 hrs$159,548-$36,933$113,041$4,347.74
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Killeen-Temple, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$91,170/yr
$43.83/hr · SOC 13-2031
Statutory Tax Drag
18.64% Effective
-$16,998 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,798/mo
Post-$927/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Killeen-Temple, TX: Market Snapshot

Budget Analyst roles in Killeen-Temple, TX report a median annual wage of $91,170, 0.5% below the national median of $91,640. The 10th to 90th percentile band runs from $65,170 to $122,930, and HUD’s $927 monthly one-bedroom fair market rent equals 12.2% of that median gross pay. The single-adult living wage benchmark for the area is $21.24 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+47.9%
San Jose-Sunnyvale-Santa Clara, CA$131,730+44.5%
Ann Arbor, MI$127,860+40.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+37.2%
San Francisco-Oakland-Fremont, CA$117,360+28.7%
Huntsville, AL$113,400+24.4%
Santa Maria-Santa Barbara, CA$110,470+21.2%
San Diego-Chula Vista-Carlsbad, CA$107,010+17.4%
Gainesville, GA$106,610+16.9%
Lexington Park, MD$106,280+16.6%

Top-paying occupations benchmarked in Killeen-Temple, TX

OccupationMedian annual wageMedian hourly
Chief Executives$220,940$106.22/hr
Architectural and Engineering Managers$158,560$76.23/hr
Computer and Information Systems Managers$154,180$74.12/hr
Financial Manager$140,310$67.46/hr
Physician Assistant$140,200$67.40/hr
Nurse Practitioner$138,670$66.67/hr
Human Resources Managers$135,580$65.18/hr
Sales Managers$123,890$59.56/hr
Purchasing Managers$123,590$59.42/hr
Software Engineer$123,320$59.29/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Killeen-Temple, TX (2026) Overview

Budget Analyst median pay in Killeen-Temple, TX is $91,170 a year ($43.83/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Killeen-Temple, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Killeen-Temple, TX?

The median annual wage is $91,170 ($43.83 per hour). The middle 80% of earners make between $65,170 and $122,930. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Killeen-Temple, TX after taxes?

On the median wage of $91,170, a single filer with no pre-tax deductions takes home about $72,968 a year ($6,081 a month) after $18,202 in federal, FICA, state and local taxes, an effective rate of 19.96%, using 2026 tax rules.