SOC 13-2031

Budget Analyst Salary in McAllen-Edinburg-Mission, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 88.78 (-11.2% vs US)
Net Compensation Yield 78.4% Realized
$51,336 / net annual direct deposit
Gross Adjusted $65,480 $31.48/hr
Effective Tax Drag 15.6% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,215 $392.90/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $31.48 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,929/yr)
0% Tax Shield: ~$471/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,206
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,060
Medicare Hospital Insurance
Statutory 1.45%
-$949
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$51,336 ($1,974.46 / check)
Category 2 of 6

McAllen-Edinburg-Mission, TX Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $65,480
MIDDLE 50% (IQR RANGE) 10th $52.0k 25th $62.1k Median: $65,480 50th (Median) $65.5k 75th $76.4k 90th $83.8k You: $65,480
10th (Entry) $52,000 $25.00/hr
25th (Junior) $62,070 $29.84/hr
50th (Median) $65,480 $31.48/hr
75th (Senior) $76,360 $36.71/hr
90th (Lead/Master) $83,810 $40.29/hr
Career Progression & Licensing Milestones for Budget Analyst in McAllen-Edinburg-Mission, TX
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$40,014$19.24/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$60,021$28.86/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$78,599$37.79/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$101,464$48.78/hr · 8+ Years
Scaled to the McAllen-Edinburg-Mission, TX medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in McAllen-Edinburg-Mission, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $806/month Requires minimum annual gross of $32,240
HUD Fair Market Rent (2-Bedroom) $1,017/month Requires minimum annual gross of $40,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.63/hr
Per adult, 2 working adults + 1 child: $16.66/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in McAllen-Edinburg-Mission, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$65,480-$10,215$51,336$1,974.46
+5h Overtime/Wk45 hrs$77,758-$13,199$59,893$2,303.59
+10h Overtime/Wk50 hrs$90,035-$16,677$67,956$2,613.69
+15h Overtime/Wk55 hrs$102,313-$20,155$76,019$2,923.79
+20h Overtime/Wk60 hrs$114,590-$23,633$84,081$3,233.89
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in McAllen-Edinburg-Mission, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$65,480/yr
$31.48/hr · SOC 13-2031
Statutory Tax Drag
15.6% Effective
-$10,215 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,472/mo
Post-$806/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in McAllen-Edinburg-Mission, TX: Market Snapshot

Budget Analyst roles in McAllen-Edinburg-Mission, TX report a median annual wage of $65,480, 28.5% below the national median of $91,640. The 10th to 90th percentile band runs from $52,000 to $83,810, and HUD’s $806 monthly one-bedroom fair market rent equals 14.8% of that median gross pay. The single-adult living wage benchmark for the area is $19.63 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+105.9%
San Jose-Sunnyvale-Santa Clara, CA$131,730+101.2%
Ann Arbor, MI$127,860+95.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+91.0%
San Francisco-Oakland-Fremont, CA$117,360+79.2%
Huntsville, AL$113,400+73.2%
Santa Maria-Santa Barbara, CA$110,470+68.7%
San Diego-Chula Vista-Carlsbad, CA$107,010+63.4%
Gainesville, GA$106,610+62.8%
Lexington Park, MD$106,280+62.3%

Top-paying occupations benchmarked in McAllen-Edinburg-Mission, TX

OccupationMedian annual wageMedian hourly
Chief Executives$202,990$97.59/hr
Computer and Information Systems Managers$133,750$64.30/hr
Physician Assistant$131,870$63.40/hr
Financial Manager$129,290$62.16/hr
Nurse Practitioner$122,550$58.92/hr
Software Engineer$116,120$55.83/hr
Marketing Managers$113,360$54.50/hr
Natural Sciences Managers$105,370$50.66/hr
Human Resources Managers$103,010$49.52/hr
Purchasing Managers$101,670$48.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in McAllen-Edinburg-Mission, TX (2026) Overview

Budget Analyst median pay in McAllen-Edinburg-Mission, TX is $65,480 a year ($31.48/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in McAllen-Edinburg-Mission, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in McAllen-Edinburg-Mission, TX?

The median annual wage is $65,480 ($31.48 per hour). The middle 80% of earners make between $52,000 and $83,810. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in McAllen-Edinburg-Mission, TX after taxes?

On the median wage of $65,480, a single filer with no pre-tax deductions takes home about $54,793 a year ($4,566 a month) after $10,687 in federal, FICA, state and local taxes, an effective rate of 16.32%, using 2026 tax rules.