SOC 13-2031

Budget Analyst Salary in Naples-Marco Island, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 120.15 (+20.2% vs US)
Net Compensation Yield 76.2% Realized
$63,842 / net annual direct deposit
Gross Adjusted $83,770 $40.27/hr
Effective Tax Drag 17.79% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$14,902 $573.16/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $40.27 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,026/yr)
0% Tax Shield: ~$1,106/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,494
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,194
Medicare Hospital Insurance
Statutory 1.45%
-$1,215
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$63,842 ($2,455.45 / check)
Category 2 of 6

Naples-Marco Island, FL Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $83,770
MIDDLE 50% (IQR RANGE) 10th $63.1k 25th $67.9k Median: $83,770 50th (Median) $83.8k 75th $106k 90th $135k You: $83,770
10th (Entry) $63,130 $30.35/hr
25th (Junior) $67,900 $32.64/hr
50th (Median) $83,770 $40.27/hr
75th (Senior) $106,330 $51.12/hr
90th (Lead/Master) $134,840 $64.83/hr
Career Progression & Licensing Milestones for Budget Analyst in Naples-Marco Island, FL
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$51,191$24.61/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$76,786$36.92/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$100,553$48.34/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$129,805$62.41/hr · 8+ Years
Scaled to the Naples-Marco Island, FL medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Naples-Marco Island, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
35% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,870/month Requires minimum annual gross of $74,800
HUD Fair Market Rent (2-Bedroom) $2,036/month Requires minimum annual gross of $81,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.57/hr
Per adult, 2 working adults + 1 child: $24.31/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Naples-Marco Island, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$83,770-$14,902$63,842$2,455.45
+5h Overtime/Wk45 hrs$99,477-$19,352$74,156$2,852.17
+10h Overtime/Wk50 hrs$115,184-$23,802$84,471$3,248.89
+15h Overtime/Wk55 hrs$130,891-$28,276$94,761$3,644.66
+20h Overtime/Wk60 hrs$146,598-$33,021$104,781$4,030.02
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Naples-Marco Island, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$83,770/yr
$40.27/hr · SOC 13-2031
Statutory Tax Drag
17.79% Effective
-$14,902 in Total Taxes
HUD 1BR Shelter Ratio
35% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,450/mo
Post-$1,870/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Naples-Marco Island, FL: Market Snapshot

Budget Analyst roles in Naples-Marco Island, FL report a median annual wage of $83,770, 8.6% below the national median of $91,640. The 10th to 90th percentile band runs from $63,130 to $134,840, and HUD’s $1,870 monthly one-bedroom fair market rent equals 26.8% of that median gross pay. The single-adult living wage benchmark for the area is $26.57 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+61.0%
San Jose-Sunnyvale-Santa Clara, CA$131,730+57.3%
Ann Arbor, MI$127,860+52.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+49.3%
San Francisco-Oakland-Fremont, CA$117,360+40.1%
Huntsville, AL$113,400+35.4%
Santa Maria-Santa Barbara, CA$110,470+31.9%
San Diego-Chula Vista-Carlsbad, CA$107,010+27.7%
Gainesville, GA$106,610+27.3%
Lexington Park, MD$106,280+26.9%

Top-paying occupations benchmarked in Naples-Marco Island, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$204,420$98.28/hr
Computer and Information Systems Managers$161,170$77.49/hr
Financial Manager$153,520$73.81/hr
Purchasing Managers$142,550$68.53/hr
Marketing Managers$138,980$66.82/hr
Public Relations Managers$135,630$65.21/hr
Human Resources Managers$133,430$64.15/hr
Physician Assistant$132,310$63.61/hr
Software Engineer$130,730$62.85/hr
Nurse Practitioner$128,680$61.87/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Naples-Marco Island, FL (2026) Overview

Budget Analyst median pay in Naples-Marco Island, FL is $83,770 a year ($40.27/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Naples-Marco Island, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Naples-Marco Island, FL?

The median annual wage is $83,770 ($40.27 per hour). The middle 80% of earners make between $63,130 and $134,840. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Naples-Marco Island, FL after taxes?

On the median wage of $83,770, a single filer with no pre-tax deductions takes home about $67,762 a year ($5,647 a month) after $16,008 in federal, FICA, state and local taxes, an effective rate of 19.11%, using 2026 tax rules.