SOC 13-2031

Budget Analyst Salary in New York-Newark-Jersey City, NY-NJ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY + Municipal
COL Index: 181 (+81.0% vs US)
Net Compensation Yield 67.2% Realized
$64,719 / net annual direct deposit
Gross Adjusted $96,340 $46.32/hr
Effective Tax Drag 26.82% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,841 $993.89/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.32 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,780/yr)
0% Tax Shield: ~$1,272/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,093
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,973
Medicare Hospital Insurance
Statutory 1.45%
-$1,397
New York Individual Income Tax
State Marginal Bracket
-$4,303
New York City resident income tax
3.88%
-$3,075
Net Take-Home Annual Realized
$64,719 ($2,489.17 / check)
Category 2 of 6

New York-Newark-Jersey City, NY-NJ Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $96,340
MIDDLE 50% (IQR RANGE) 10th $66.0k 25th $80.1k Median: $96,340 50th (Median) $96.3k 75th $119k 90th $147k You: $96,340
10th (Entry) $66,030 $31.75/hr
25th (Junior) $80,100 $38.51/hr
50th (Median) $96,340 $46.32/hr
75th (Senior) $118,710 $57.07/hr
90th (Lead/Master) $147,100 $70.72/hr
Career Progression & Licensing Milestones for Budget Analyst in New York-Newark-Jersey City, NY-NJ
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$58,872$28.30/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$88,308$42.46/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$115,642$55.60/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$149,283$71.77/hr · 8+ Years
Scaled to the New York-Newark-Jersey City, NY-NJ medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in New York-Newark-Jersey City, NY-NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
51% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $2,729/month Requires minimum annual gross of $109,160
HUD Fair Market Rent (2-Bedroom) $2,971/month Requires minimum annual gross of $118,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $40.03/hr
Per adult, 2 working adults + 1 child: $34.19/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in New York-Newark-Jersey City, NY-NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$96,340-$25,841$64,719$2,489.17
+5h Overtime/Wk45 hrs$114,404-$32,618$74,921$2,881.58
+10h Overtime/Wk50 hrs$132,468-$39,642$84,877$3,264.52
+15h Overtime/Wk55 hrs$150,531-$46,952$94,547$3,636.44
+20h Overtime/Wk60 hrs$168,595-$54,253$104,227$4,008.72
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in New York-Newark-Jersey City, NY-NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$96,340/yr
$46.32/hr · SOC 13-2031
Statutory Tax Drag
26.82% Effective
-$25,841 in Total Taxes
HUD 1BR Shelter Ratio
51% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,664/mo
Post-$2,729/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in New York-Newark-Jersey City, NY-NJ: Market Snapshot

Budget Analyst roles in New York-Newark-Jersey City, NY-NJ report a median annual wage of $96,340, 5.1% above the national median of $91,640. The 10th to 90th percentile band runs from $66,030 to $147,100, and HUD’s $2,729 monthly one-bedroom fair market rent equals 34.0% of that median gross pay. The single-adult living wage benchmark for the area is $40.03 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+40.0%
San Jose-Sunnyvale-Santa Clara, CA$131,730+36.7%
Ann Arbor, MI$127,860+32.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+29.8%
San Francisco-Oakland-Fremont, CA$117,360+21.8%
Huntsville, AL$113,400+17.7%
Santa Maria-Santa Barbara, CA$110,470+14.7%
San Diego-Chula Vista-Carlsbad, CA$107,010+11.1%
Gainesville, GA$106,610+10.7%
Lexington Park, MD$106,280+10.3%

Top-paying occupations benchmarked in New York-Newark-Jersey City, NY-NJ

OccupationMedian annual wageMedian hourly
Chief Executives$301,440$144.92/hr
Financial Manager$221,010$106.25/hr
Computer and Information Systems Managers$215,300$103.51/hr
Sales Managers$215,150$103.44/hr
Marketing Managers$192,840$92.71/hr
Public Relations Managers$192,360$92.48/hr
Human Resources Managers$185,100$88.99/hr
Architectural and Engineering Managers$183,890$88.41/hr
Natural Sciences Managers$180,460$86.76/hr
Compensation and Benefits Managers$179,730$86.41/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in New York-Newark-Jersey City, NY-NJ (2026) Overview

Budget Analyst median pay in New York-Newark-Jersey City, NY-NJ is $96,340 a year ($46.32/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Budget Analyst in New York-Newark-Jersey City, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in New York-Newark-Jersey City, NY-NJ?

The median annual wage is $96,340 ($46.32 per hour). The middle 80% of earners make between $66,030 and $147,100. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in New York-Newark-Jersey City, NY-NJ after taxes?

On the median wage of $96,340, a single filer with no pre-tax deductions takes home about $68,662 a year ($5,722 a month) after $27,678 in federal, FICA, state and local taxes, an effective rate of 28.73%, using 2026 tax rules.