SOC 13-2031

Budget Analyst Salary in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + PA + Municipal
COL Index: 119.89 (+19.9% vs US)
Net Compensation Yield 68.3% Realized
$63,928 / net annual direct deposit
Gross Adjusted $93,600 $45.00/hr
Effective Tax Drag 25.7% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,056 $925.24/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.00 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,616/yr)
0% Tax Shield: ~$1,236/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,526
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,803
Medicare Hospital Insurance
Statutory 1.45%
-$1,357
Pennsylvania Individual Income Tax
State Marginal Bracket
-$2,874
Philadelphia wage tax
3.74%
-$3,496
Net Take-Home Annual Realized
$63,928 ($2,458.76 / check)
Category 2 of 6

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $93,600
MIDDLE 50% (IQR RANGE) 10th $67.5k 25th $79.5k Median: $93,600 50th (Median) $93.6k 75th $105k 90th $129k You: $93,600
10th (Entry) $67,540 $32.47/hr
25th (Junior) $79,470 $38.21/hr
50th (Median) $93,600 $45.00/hr
75th (Senior) $105,320 $50.63/hr
90th (Lead/Master) $128,540 $61.80/hr
Career Progression & Licensing Milestones for Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$57,198$27.50/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$85,797$41.25/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$112,353$54.02/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$145,037$69.73/hr · 8+ Years
Scaled to the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,558/month Requires minimum annual gross of $62,320
HUD Fair Market Rent (2-Bedroom) $1,860/month Requires minimum annual gross of $74,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.51/hr
Per adult, 2 working adults + 1 child: $24.25/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$93,600-$24,056$63,928$2,458.76
+5h Overtime/Wk45 hrs$111,150-$30,223$74,258$2,856.09
+10h Overtime/Wk50 hrs$128,700-$36,389$84,589$3,253.43
+15h Overtime/Wk55 hrs$146,250-$42,868$94,607$3,638.71
+20h Overtime/Wk60 hrs$163,800-$49,365$104,607$4,023.36
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Pennsylvania tax codes.

Market Baseline
$93,600/yr
$45.00/hr · SOC 13-2031
Statutory Tax Drag
25.7% Effective
-$24,056 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,769/mo
Post-$1,558/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD: Market Snapshot

Budget Analyst roles in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD report a median annual wage of $93,600, 2.1% above the national median of $91,640. The 10th to 90th percentile band runs from $67,540 to $128,540, and HUD’s $1,558 monthly one-bedroom fair market rent equals 20.0% of that median gross pay. The single-adult living wage benchmark for the area is $26.51 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+44.1%
San Jose-Sunnyvale-Santa Clara, CA$131,730+40.7%
Ann Arbor, MI$127,860+36.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+33.6%
San Francisco-Oakland-Fremont, CA$117,360+25.4%
Huntsville, AL$113,400+21.2%
Santa Maria-Santa Barbara, CA$110,470+18.0%
San Diego-Chula Vista-Carlsbad, CA$107,010+14.3%
Gainesville, GA$106,610+13.9%
Lexington Park, MD$106,280+13.5%

Top-paying occupations benchmarked in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

OccupationMedian annual wageMedian hourly
Chief Executives$292,770$140.75/hr
Computer and Information Systems Managers$173,470$83.40/hr
Natural Sciences Managers$172,900$83.12/hr
Architectural and Engineering Managers$171,140$82.28/hr
Financial Manager$166,920$80.25/hr
Marketing Managers$166,310$79.96/hr
Data Engineer$163,590$78.65/hr
Sales Managers$156,500$75.24/hr
Purchasing Managers$155,500$74.76/hr
Human Resources Managers$154,490$74.27/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Overview

Budget Analyst median pay in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is $93,600 a year ($45.00/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD?

The median annual wage is $93,600 ($45.00 per hour). The middle 80% of earners make between $67,540 and $128,540. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD after taxes?

On the median wage of $93,600, a single filer with no pre-tax deductions takes home about $68,308 a year ($5,692 a month) after $25,292 in federal, FICA, state and local taxes, an effective rate of 27.02%, using 2026 tax rules.