SOC 51-4041

CNC Machinist Salary in Panama City-Panama City Beach, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 118.31 (+18.3% vs US)
Net Compensation Yield 79.1% Realized
$43,153 / net annual direct deposit
Gross Adjusted $54,580 $26.24/hr
Effective Tax Drag 14.94% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,152 $313.54/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $26.24 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,275/yr)
0% Tax Shield: ~$393/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,977
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,384
Medicare Hospital Insurance
Statutory 1.45%
-$791
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$43,153 ($1,659.74 / check)
Category 2 of 6

Panama City-Panama City Beach, FL CNC Machinist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $54,580
MIDDLE 50% (IQR RANGE) 10th $37.5k 25th $46.7k Median: $54,580 50th (Median) $54.6k 75th $63.0k 90th $69.6k You: $54,580
10th (Entry) $37,540 $18.05/hr
25th (Junior) $46,700 $22.45/hr
50th (Median) $54,580 $26.24/hr
75th (Senior) $63,030 $30.30/hr
90th (Lead/Master) $69,580 $33.45/hr
Career Progression & Licensing Milestones for CNC Machinist in Panama City-Panama City Beach, FL
1
CNC Operator TraineeMachine loading, part deburring, basic micrometer inspection
$33,445$16.08/hr · 0-2 Years
2
CNC MachinistG-code/M-code setups, CNC milling/turning, tooling offset adjustments
$50,167$24.12/hr · 2-5 Years
3
Senior CNC ProgrammerMastercam, multi-axis (5-axis) programming, CAD/CAM surface modeling
$66,890$32.16/hr · 5-8 Years
4
Machine Shop SupervisorProduction scheduling, quality auditing, machine fleet maintenance
$85,470$41.09/hr · 8+ Years
Scaled to the Panama City-Panama City Beach, FL medianView National CNC Machinist Salary Data
Adjacent Career Pivots & National Pay Differences
Tool and Die Makers+$5,300/yr
National median: $64,050
Skill overlap: 94%
Computer Numerically Controlled Tool Operators-$8,060/yr
National median: $50,690
Skill overlap: 93%
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic-$5,950/yr
National median: $52,800
Skill overlap: 93%
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic-$8,130/yr
National median: $50,620
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Panama City-Panama City Beach, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
42% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,517/month Requires minimum annual gross of $60,680
HUD Fair Market Rent (2-Bedroom) $1,651/month Requires minimum annual gross of $66,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.16/hr
Per adult, 2 working adults + 1 child: $21.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Panama City-Panama City Beach, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$54,580-$8,152$43,153$1,659.74
+5h Overtime/Wk45 hrs$64,814-$10,089$50,836$1,955.22
+10h Overtime/Wk50 hrs$75,048-$12,431$58,114$2,235.14
+15h Overtime/Wk55 hrs$85,281-$15,330$64,834$2,493.62
+20h Overtime/Wk60 hrs$95,515-$18,229$71,555$2,752.10
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

CNC Machinist in Panama City-Panama City Beach, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$54,580/yr
$26.24/hr · SOC 51-4041
Statutory Tax Drag
14.94% Effective
-$8,152 in Total Taxes
HUD 1BR Shelter Ratio
42% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,079/mo
Post-$1,517/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 51-4041
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

CNC Machinist in Panama City-Panama City Beach, FL: Market Snapshot

CNC Machinist roles in Panama City-Panama City Beach, FL report a median annual wage of $54,580, 7.1% below the national median of $58,750. The 10th to 90th percentile band runs from $37,540 to $69,580, and HUD’s $1,517 monthly one-bedroom fair market rent equals 33.4% of that median gross pay. The single-adult living wage benchmark for the area is $26.16 per hour.

Highest-paying metropolitan areas for CNC Machinist

Metropolitan areaMedian annual wageVs this market
Urban Honolulu, HI$84,410+54.7%
Florence-Muscle Shoals, AL$82,690+51.5%
Bremerton-Silverdale-Port Orchard, WA$80,620+47.7%
Barnstable Town, MA$77,650+42.3%
Lake Charles, LA$75,580+38.5%
Anchorage, AK$75,040+37.5%
Seattle-Tacoma-Bellevue, WA$74,560+36.6%
Bismarck, ND$74,090+35.7%
Boston-Cambridge-Newton, MA-NH$72,060+32.0%
Flagstaff, AZ$71,620+31.2%

Top-paying occupations benchmarked in Panama City-Panama City Beach, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$155,360$74.69/hr
Computer and Information Systems Managers$138,670$66.67/hr
Purchasing Managers$135,260$65.03/hr
Industrial Production Managers$134,280$64.56/hr
Human Resources Managers$127,610$61.35/hr
Chief Executives$125,460$60.32/hr
Marketing Managers$124,960$60.08/hr
Physician Assistant$124,170$59.70/hr
Financial Manager$123,350$59.30/hr
Software Engineer$121,150$58.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 361 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

CNC Machinist Salary in Panama City-Panama City Beach, FL (2026) Overview

CNC Machinist median pay in Panama City-Panama City Beach, FL is $54,580 a year ($26.24/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for CNC Machinist in Panama City-Panama City Beach, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a CNC Machinist in Panama City-Panama City Beach, FL?

The median annual wage is $54,580 ($26.24 per hour). The middle 80% of earners make between $37,540 and $69,580. Source: BLS OEWS (May 2025).

What is the take-home pay for a CNC Machinist in Panama City-Panama City Beach, FL after taxes?

On the median wage of $54,580, a single filer with no pre-tax deductions takes home about $46,035 a year ($3,836 a month) after $8,545 in federal, FICA, state and local taxes, an effective rate of 15.66%, using 2026 tax rules.