SOC 15-1212

Cybersecurity Analyst Salary in Fort Collins-Loveland, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 129.41 (+29.4% vs US)
Net Compensation Yield 68.6% Realized
$91,821 / net annual direct deposit
Gross Adjusted $133,850 $64.35/hr
Effective Tax Drag 25.4% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$33,998 $1,307.60/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $64.35 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,031/yr)
0% Tax Shield: ~$1,927/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$18,931
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,299
Medicare Hospital Insurance
Statutory 1.45%
-$1,941
Colorado Individual Income Tax
State Marginal Bracket
-$4,828
Net Take-Home Annual Realized
$91,821 ($3,531.59 / check)
Category 2 of 6

Fort Collins-Loveland, CO Cybersecurity Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $133,850
MIDDLE 50% (IQR RANGE) 10th $83.8k 25th $116k Median: $133,850 50th (Median) $134k 75th $169k 90th $199k You: $133,850
10th (Entry) $83,840 $40.31/hr
25th (Junior) $116,330 $55.93/hr
50th (Median) $133,850 $64.35/hr
75th (Senior) $168,590 $81.05/hr
90th (Lead/Master) $199,120 $95.73/hr
Career Progression & Licensing Milestones for Cybersecurity Analyst in Fort Collins-Loveland, CO
1
SOC Analyst (Tier 1)CompTIA Security+, SIEM monitoring, alert triage, incident documentation
$76,675$36.86/hr · 0-2 Years
2
Security Analyst / Threat HunterEDR management, threat intelligence, vulnerability assessment, CEH cert
$122,266$58.78/hr · 2-5 Years
3
Senior Information Security EngineerCISSP, zero-trust network design, penetration testing, compliance
$159,567$76.71/hr · 5-8 Years
4
Security Architect / CISOEnterprise cyber defense strategy, risk governance, regulatory compliance
$202,049$97.14/hr · 8+ Years
Scaled to the Fort Collins-Loveland, CO medianView National Cybersecurity Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Computer Occupations, All Other-$12,600/yr
National median: $116,580
Skill overlap: 90%View Salary
Network and Computer Systems Administrators-$30,050/yr
National median: $99,130
Skill overlap: 88%
Computer Systems Analysts-$23,330/yr
National median: $105,850
Skill overlap: 87%
Computer Network Support Specialists-$52,960/yr
National median: $76,220
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Collins-Loveland, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,589/month Requires minimum annual gross of $63,560
HUD Fair Market Rent (2-Bedroom) $1,759/month Requires minimum annual gross of $70,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.62/hr
Per adult, 2 working adults + 1 child: $26.01/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Collins-Loveland, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$133,850-$33,998$91,821$3,531.59
+5h Overtime/Wk45 hrs$158,947-$42,617$106,793$4,107.41
+10h Overtime/Wk50 hrs$184,044-$51,237$121,764$4,683.23
+15h Overtime/Wk55 hrs$209,141-$58,412$138,181$5,314.64
+20h Overtime/Wk60 hrs$234,238-$65,886$154,297$5,934.51
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Cybersecurity Analyst in Fort Collins-Loveland, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$133,850/yr
$64.35/hr · SOC 15-1212
Statutory Tax Drag
25.4% Effective
-$33,998 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,063/mo
Post-$1,589/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1212
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Cybersecurity Analyst in Fort Collins-Loveland, CO: Market Snapshot

Cybersecurity Analyst roles in Fort Collins-Loveland, CO report a median annual wage of $133,850, 3.6% above the national median of $129,180. The 10th to 90th percentile band runs from $83,840 to $199,120, and HUD’s $1,589 monthly one-bedroom fair market rent equals 14.2% of that median gross pay. The single-adult living wage benchmark for the area is $28.62 per hour.

Highest-paying metropolitan areas for Cybersecurity Analyst

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$176,120+31.6%
San Francisco-Oakland-Fremont, CA$162,310+21.3%
Seattle-Tacoma-Bellevue, WA$161,780+20.9%
Boulder, CO$154,990+15.8%
Asheville, NC$149,350+11.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$148,950+11.3%
Wilmington, NC$145,170+8.5%
Raleigh-Cary, NC$143,640+7.3%
New York-Newark-Jersey City, NY-NJ$140,470+4.9%
Baltimore-Columbia-Towson, MD$138,170+3.2%

Top-paying occupations benchmarked in Fort Collins-Loveland, CO

OccupationMedian annual wageMedian hourly
Sales Managers$198,550$95.46/hr
Computer and Information Systems Managers$195,190$93.84/hr
Marketing Managers$189,690$91.20/hr
Financial Manager$175,890$84.56/hr
Architectural and Engineering Managers$175,380$84.32/hr
Purchasing Managers$171,280$82.35/hr
Human Resources Managers$156,820$75.39/hr
Natural Sciences Managers$152,730$73.43/hr
Administrative Services Managers$146,600$70.48/hr
Transportation, Storage, and Distribution Managers$144,910$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 246 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Cybersecurity Analyst Salary in Fort Collins-Loveland, CO (2026) Overview

Cybersecurity Analyst median pay in Fort Collins-Loveland, CO is $133,850 a year ($64.35/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Cybersecurity Analyst in Fort Collins-Loveland, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Cybersecurity Analyst in Fort Collins-Loveland, CO?

The median annual wage is $133,850 ($64.35 per hour). The middle 80% of earners make between $83,840 and $199,120. Source: BLS OEWS (May 2025).

What is the take-home pay for a Cybersecurity Analyst in Fort Collins-Loveland, CO after taxes?

On the median wage of $133,850, a single filer with no pre-tax deductions takes home about $97,571 a year ($8,131 a month) after $36,279 in federal, FICA, state and local taxes, an effective rate of 27.1%, using 2026 tax rules.