SOC 15-1243

Data Engineer Salary in San Francisco-Oakland-Fremont, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 180.45 (+80.4% vs US)
Net Compensation Yield 62.7% Realized
$110,176 / net annual direct deposit
Gross Adjusted $175,860 $84.55/hr
Effective Tax Drag 31.35% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$55,132 $2,120.46/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $84.55 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$10,552/yr)
0% Tax Shield: ~$2,532/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$28,408
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$10,903
Medicare Hospital Insurance
Statutory 1.45%
-$2,550
California Individual Income Tax
State Marginal Bracket
-$10,985
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$2,286
Net Take-Home Annual Realized
$110,176 ($4,237.55 / check)
Category 2 of 6

San Francisco-Oakland-Fremont, CA Data Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $175,860
MIDDLE 50% (IQR RANGE) 10th $133k 25th $163k Median: $175,860 50th (Median) $176k 75th $212k 90th $238k You: $175,860
10th (Entry) $133,050 $63.97/hr
25th (Junior) $163,160 $78.44/hr
50th (Median) $175,860 $84.55/hr
75th (Senior) $212,170 $102.00/hr
90th (Lead/Master) $237,930 $114.39/hr
Career Progression & Licensing Milestones for Data Engineer in San Francisco-Oakland-Fremont, CA
1
Associate Data EngineerPython, SQL, ETL scripting, data warehouse basics
$112,197$53.94/hr · 0-2 Years
2
Data EngineerSpark, Kafka, dbt, columnar storage optimization, orchestration
$166,405$80.00/hr · 2-5 Years
3
Senior Data EngineerReal-time stream architecture, lakehouse design, data quality frameworks
$211,788$101.82/hr · 5-8 Years
4
Staff Data ArchitectEnterprise data platform strategy, distributed storage scaling
$258,432$124.25/hr · 8+ Years
Scaled to the San Francisco-Oakland-Fremont, CA medianView National Data Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in San Francisco-Oakland-Fremont, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $3,003/month Requires minimum annual gross of $120,120
HUD Fair Market Rent (2-Bedroom) $3,697/month Requires minimum annual gross of $147,880
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $39.91/hr
Per adult, 2 working adults + 1 child: $41.52/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in San Francisco-Oakland-Fremont, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$175,860-$55,132$110,176$4,237.55
+5h Overtime/Wk45 hrs$208,834-$66,975$129,328$4,974.17
+10h Overtime/Wk50 hrs$241,808-$79,254$148,045$5,694.03
+15h Overtime/Wk55 hrs$274,781-$93,259$165,035$6,347.52
+20h Overtime/Wk60 hrs$307,755-$107,773$181,517$6,981.43
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Data Engineer in San Francisco-Oakland-Fremont, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$175,860/yr
$84.55/hr · SOC 15-1243
Statutory Tax Drag
31.35% Effective
-$55,132 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$6,178/mo
Post-$3,003/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1243
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Data Engineer in San Francisco-Oakland-Fremont, CA: Market Snapshot

Data Engineer roles in San Francisco-Oakland-Fremont, CA report a median annual wage of $175,860, 26.1% above the national median of $139,500. The 10th to 90th percentile band runs from $133,050 to $237,930, and HUD’s $3,003 monthly one-bedroom fair market rent equals 20.5% of that median gross pay. The single-adult living wage benchmark for the area is $39.91 per hour.

Highest-paying metropolitan areas for Data Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$197,960+12.6%
Reno, NV$170,390-3.1%
Sacramento-Roseville-Folsom, CA$169,310-3.7%
Oxnard-Thousand Oaks-Ventura, CA$168,390-4.2%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$163,590-7.0%
Bridgeport-Stamford-Danbury, CT$163,350-7.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$162,870-7.4%
Denver-Aurora-Centennial, CO$162,640-7.5%
Springfield, MA$161,730-8.0%
Boston-Cambridge-Newton, MA-NH$161,650-8.1%

Top-paying occupations benchmarked in San Francisco-Oakland-Fremont, CA

OccupationMedian annual wageMedian hourly
Chief Executives$288,690$138.79/hr
Computer and Information Systems Managers$232,890$111.97/hr
Natural Sciences Managers$225,230$108.28/hr
Architectural and Engineering Managers$221,580$106.53/hr
Marketing Managers$220,480$106.00/hr
Nurse Practitioner$219,080$105.33/hr
Financial Manager$216,150$103.92/hr
Human Resources Managers$209,340$100.64/hr
Public Relations Managers$192,720$92.65/hr
Compensation and Benefits Managers$188,850$90.79/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 132 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Data Engineer Salary in San Francisco-Oakland-Fremont, CA (2026) Overview

Data Engineer median pay in San Francisco-Oakland-Fremont, CA is $175,860 a year ($84.55/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Data Engineer in San Francisco-Oakland-Fremont, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Data Engineer in San Francisco-Oakland-Fremont, CA?

The median annual wage is $175,860 ($84.55 per hour). The middle 80% of earners make between $133,050 and $237,930. Source: BLS OEWS (May 2025).

What is the take-home pay for a Data Engineer in San Francisco-Oakland-Fremont, CA after taxes?

On the median wage of $175,860, a single filer with no pre-tax deductions takes home about $117,214 a year ($9,768 a month) after $58,646 in federal, FICA, state and local taxes, an effective rate of 33.35%, using 2026 tax rules.