SOC 15-2051.00

Data Scientist Salary in Chattanooga, TN-GA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 112.89 (+12.9% vs US)
Net Compensation Yield 75.3% Realized
$68,813 / net annual direct deposit
Gross Adjusted $91,340 $43.91/hr
Effective Tax Drag 18.66% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$17,047 $655.64/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $43.91 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,480/yr)
0% Tax Shield: ~$1,206/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,059
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,663
Medicare Hospital Insurance
Statutory 1.45%
-$1,324
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$68,813 ($2,646.65 / check)
Category 2 of 6

Chattanooga, TN-GA Data Scientist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $91,340
MIDDLE 50% (IQR RANGE) 10th $59.0k 25th $70.7k Median: $91,340 50th (Median) $91.3k 75th $133k 90th $134k You: $91,340
10th (Entry) $58,960 $28.35/hr
25th (Junior) $70,690 $33.99/hr
50th (Median) $91,340 $43.91/hr
75th (Senior) $132,620 $63.76/hr
90th (Lead/Master) $134,480 $64.65/hr
Career Progression & Licensing Milestones for Data Scientist in Chattanooga, TN-GA
1
Junior Data ScientistBachelor's degree (most common O*NET requirement); entry into the field
$51,053$24.54/hr · 0-2 Years
2
Data ScientistDemonstrated results in role; works independently on core responsibilities
$65,107$31.30/hr · 2-5 Years
3
Senior Data ScientistFull professional competence; leads projects or a small team
$91,317$43.90/hr · 5-9 Years
4
Staff / Lead Data ScientistOwns budget, hiring and outcomes for a department or large program
$120,718$58.04/hr · 9-14 Years
5
Principal Data ScientistExecutive or principal scope; sets strategy across the organization or profession
$151,258$72.72/hr · 14+ Years
Scaled to the Chattanooga, TN-GA medianView National Data Scientist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Specialists, All Other-$39,130/yr
National median: $81,100
Skill overlap: 95%
Statisticians-$14,580/yr
National median: $105,650
Skill overlap: 94%
Operations Research Analysts-$31,290/yr
National median: $88,940
Skill overlap: 91%View Salary
Statistical Assistants-$69,900/yr
National median: $50,330
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chattanooga, TN-GA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,231/month Requires minimum annual gross of $49,240
HUD Fair Market Rent (2-Bedroom) $1,340/month Requires minimum annual gross of $53,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.97/hr
Per adult, 2 working adults + 1 child: $20.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chattanooga, TN-GA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$91,340-$17,047$68,813$2,646.65
+5h Overtime/Wk45 hrs$108,466-$21,898$80,060$3,079.22
+10h Overtime/Wk50 hrs$125,593-$26,750$91,307$3,511.79
+15h Overtime/Wk55 hrs$142,719-$31,849$102,306$3,934.86
+20h Overtime/Wk60 hrs$159,845-$37,023$113,231$4,355.04
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Data Scientist in Chattanooga, TN-GA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$91,340/yr
$43.91/hr · SOC 15-2051.00
Statutory Tax Drag
18.66% Effective
-$17,047 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,503/mo
Post-$1,231/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2051.00
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Data Scientist in Chattanooga, TN-GA: Market Snapshot

Data Scientist roles in Chattanooga, TN-GA report a median annual wage of $91,340, 24.0% below the national median of $120,230. The 10th to 90th percentile band runs from $58,960 to $134,480, and HUD’s $1,231 monthly one-bedroom fair market rent equals 16.2% of that median gross pay. The single-adult living wage benchmark for the area is $24.97 per hour.

Highest-paying metropolitan areas for Data Scientist

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$185,080+102.6%
San Francisco-Oakland-Fremont, CA$170,110+86.2%
Idaho Falls, ID$167,840+83.8%
Seattle-Tacoma-Bellevue, WA$164,740+80.4%
Kennewick-Richland, WA$156,830+71.7%
Charlottesville, VA$149,800+64.0%
North Port-Bradenton-Sarasota, FL$146,980+60.9%
Bridgeport-Stamford-Danbury, CT$141,760+55.2%
Corvallis, OR$140,190+53.5%
New York-Newark-Jersey City, NY-NJ$135,980+48.9%

Top-paying occupations benchmarked in Chattanooga, TN-GA

OccupationMedian annual wageMedian hourly
Chief Executives$209,990$100.96/hr
Architectural and Engineering Managers$163,720$78.71/hr
Computer and Information Systems Managers$152,980$73.55/hr
Financial Manager$151,530$72.85/hr
Administrative Services Managers$130,540$62.76/hr
Human Resources Managers$129,900$62.45/hr
Marketing Managers$124,360$59.79/hr
Purchasing Managers$123,750$59.50/hr
Industrial Production Managers$121,670$58.50/hr
Physician Assistant$121,600$58.46/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 282 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Data Scientist Salary in Chattanooga, TN-GA (2026) Overview

Data Scientist median pay in Chattanooga, TN-GA is $91,340 a year ($43.91/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Data Scientist in Chattanooga, TN-GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Data Scientist in Chattanooga, TN-GA?

The median annual wage is $91,340 ($43.91 per hour). The middle 80% of earners make between $58,960 and $134,480. Source: BLS OEWS (May 2025).

What is the take-home pay for a Data Scientist in Chattanooga, TN-GA after taxes?

On the median wage of $91,340, a single filer with no pre-tax deductions takes home about $73,088 a year ($6,091 a month) after $18,252 in federal, FICA, state and local taxes, an effective rate of 19.98%, using 2026 tax rules.