SOC 15-2051.00

Data Scientist Salary in Chicago-Naperville-Elgin, IL-IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 125.81 (+25.8% vs US)
Net Compensation Yield 69.4% Realized
$74,653 / net annual direct deposit
Gross Adjusted $107,640 $51.75/hr
Effective Tax Drag 24.65% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$26,528 $1,020.31/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.75 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,458/yr)
0% Tax Shield: ~$1,421/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,430
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,674
Medicare Hospital Insurance
Statutory 1.45%
-$1,561
Illinois Individual Income Tax
State Marginal Bracket
-$4,864
Net Take-Home Annual Realized
$74,653 ($2,871.29 / check)
Category 2 of 6

Chicago-Naperville-Elgin, IL-IN Data Scientist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $107,640
MIDDLE 50% (IQR RANGE) 10th $70.7k 25th $84.6k Median: $107,640 50th (Median) $108k 75th $138k 90th $169k You: $107,640
10th (Entry) $70,740 $34.01/hr
25th (Junior) $84,600 $40.67/hr
50th (Median) $107,640 $51.75/hr
75th (Senior) $138,210 $66.45/hr
90th (Lead/Master) $168,880 $81.19/hr
Career Progression & Licensing Milestones for Data Scientist in Chicago-Naperville-Elgin, IL-IN
1
Junior Data ScientistBachelor's degree (most common O*NET requirement); entry into the field
$60,163$28.92/hr · 0-2 Years
2
Data ScientistDemonstrated results in role; works independently on core responsibilities
$76,726$36.89/hr · 2-5 Years
3
Senior Data ScientistFull professional competence; leads projects or a small team
$107,613$51.74/hr · 5-9 Years
4
Staff / Lead Data ScientistOwns budget, hiring and outcomes for a department or large program
$142,261$68.39/hr · 9-14 Years
5
Principal Data ScientistExecutive or principal scope; sets strategy across the organization or profession
$178,251$85.70/hr · 14+ Years
Scaled to the Chicago-Naperville-Elgin, IL-IN medianView National Data Scientist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Specialists, All Other-$39,130/yr
National median: $81,100
Skill overlap: 95%
Statisticians-$14,580/yr
National median: $105,650
Skill overlap: 94%
Operations Research Analysts-$31,290/yr
National median: $88,940
Skill overlap: 91%View Salary
Statistical Assistants-$69,900/yr
National median: $50,330
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chicago-Naperville-Elgin, IL-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,780/month Requires minimum annual gross of $71,200
HUD Fair Market Rent (2-Bedroom) $2,011/month Requires minimum annual gross of $80,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.82/hr
Per adult, 2 working adults + 1 child: $24.26/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chicago-Naperville-Elgin, IL-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$107,640-$26,528$74,653$2,871.29
+5h Overtime/Wk45 hrs$127,823-$33,185$86,968$3,344.93
+10h Overtime/Wk50 hrs$148,005-$40,188$98,937$3,805.25
+15h Overtime/Wk55 hrs$168,188-$47,224$110,872$4,264.30
+20h Overtime/Wk60 hrs$188,370-$54,021$123,047$4,732.58
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Data Scientist in Chicago-Naperville-Elgin, IL-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$107,640/yr
$51.75/hr · SOC 15-2051.00
Statutory Tax Drag
24.65% Effective
-$26,528 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,441/mo
Post-$1,780/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2051.00
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Data Scientist in Chicago-Naperville-Elgin, IL-IN: Market Snapshot

Data Scientist roles in Chicago-Naperville-Elgin, IL-IN report a median annual wage of $107,640, 10.5% below the national median of $120,230. The 10th to 90th percentile band runs from $70,740 to $168,880, and HUD’s $1,780 monthly one-bedroom fair market rent equals 19.8% of that median gross pay. The single-adult living wage benchmark for the area is $27.82 per hour.

Highest-paying metropolitan areas for Data Scientist

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$185,080+71.9%
San Francisco-Oakland-Fremont, CA$170,110+58.0%
Idaho Falls, ID$167,840+55.9%
Seattle-Tacoma-Bellevue, WA$164,740+53.0%
Kennewick-Richland, WA$156,830+45.7%
Charlottesville, VA$149,800+39.2%
North Port-Bradenton-Sarasota, FL$146,980+36.5%
Bridgeport-Stamford-Danbury, CT$141,760+31.7%
Corvallis, OR$140,190+30.2%
New York-Newark-Jersey City, NY-NJ$135,980+26.3%

Top-paying occupations benchmarked in Chicago-Naperville-Elgin, IL-IN

OccupationMedian annual wageMedian hourly
Chief Executives$344,960$165.85/hr
Computer and Information Systems Managers$173,760$83.54/hr
Financial Manager$168,810$81.16/hr
Natural Sciences Managers$167,040$80.31/hr
Advertising and Promotions Managers$166,390$80.00/hr
Marketing Managers$165,340$79.49/hr
Architectural and Engineering Managers$163,430$78.57/hr
Sales Managers$158,690$76.29/hr
Human Resources Managers$156,770$75.37/hr
Compensation and Benefits Managers$155,340$74.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 282 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Data Scientist Salary in Chicago-Naperville-Elgin, IL-IN (2026) Overview

Data Scientist median pay in Chicago-Naperville-Elgin, IL-IN is $107,640 a year ($51.75/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Data Scientist in Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Data Scientist in Chicago-Naperville-Elgin, IL-IN?

The median annual wage is $107,640 ($51.75 per hour). The middle 80% of earners make between $70,740 and $168,880. Source: BLS OEWS (May 2025).

What is the take-home pay for a Data Scientist in Chicago-Naperville-Elgin, IL-IN after taxes?

On the median wage of $107,640, a single filer with no pre-tax deductions takes home about $79,371 a year ($6,614 a month) after $28,269 in federal, FICA, state and local taxes, an effective rate of 26.26%, using 2026 tax rules.